Apparently, she had heard that she couldn’t be turned down for coverage. There was the case last year in the Joplin tornado that a Homeowner who had no coverage tried to get coverage as the storm was bearing down on his home. He did not succeed and lost his home. He had been rolling the dice for a few years, but mistakenly thought he could get it in the last second. Good for the agent who did not take his call.
I am glad a criminal complaint was filed. I hope they throw the book at her, but in Philadelphia she will probably get probation. I wonder what will go on her MVR, if anything. Anyone writing coverage for her would be a fool. She should have her license lifted and treated like a multiple DUI.
Those who wait until they get cancer are rolling the dice. When insurance is purchased, it will not retroactively cover medical bills previously incurred. What if you need emergency surgery? Purchasing insurance after the fact can cost you thousands.
Obamacare cannot be compared to this story. Pre-existing health conditions are completely different than pre-existing damage on a vehicle. Diabetes, heart defects, etc cannot typically be “fixed” and forgotten. Many of these conditions are chronic and those with them should not be penalized by not being able to find affordable coverage.
Amazing that from an article about insurance fraud in the P&C industry, the comments are about health insurance. I really like the reasoning (or lack of) that is used, especially when it is coming from (supposed) insurance professionals!
This article is relating to her private passenger vehicle policy and her lack of full coverage. This article is NOT pertaining to health insurance.
In my subjective opinion, if this lady “reported a claim to her insurance company in an attempt to have damages to her vehicle paid and lied to the company about when the accident occurred, saying that it happened after she obtained the additional coverage to her policy” then she is guilty. There is no question of her guilt.
Hi CT. Perhaps Progressive would for a price. I am surprised Libby or Planet haven’t commented that her rights had been violated by the agent and the company. This had to be part of the War on Women, right?
I wondered how long it would be before we were dragged into this. I’m still for Obamacare, but I’m totally against fraud. Thanks for thinking of me, though.
October 25, 2012 at 2:59 pm
Captain Planet says:
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No, the War on Women has more to do with God-gifted rape offspring and male politicians trying to dictate what a woman does with her uterus. But, like Libby said above, thanks for thinking of me.
Steve, I stumbled upon your blog here via a coemmnt on my husband’s facebook page. My hubby is Scotty Mo. I was leaving a coemmnt on his wall and saw the little interaction between you two and noticed that you were a photographer so I clicked over to your page and saw your site and then found myself here. (Totally sounds like I’m a stalker huh!?!)Anyway, thoroughly enjoyed going through your website especially your Life: global section. Amazing photos and eye you have. I lean towards the photojournalistic style of photography and wish I could travel to the places you have been. What a gift you have!Anyway, I will check in on your blog for sure.And btw, my opinions on this post? The sixth photo from the bottom: her walking in the mist of snow and that contrasting red/black jacket is beautiful. All of them were great, but that was my favorite.Tracey
Agent, I bet you didn’t know the following about the “free” cell phone program:
“The Lifeline Program was created in 1984 by the FCC under Ronald Reagan, and updated in 1996. It allows for low-income households to receive telecommunication services at affordable rates. Thus they will not be cut off from basic communication services that everyone depends on to live a safe, productive life.”
Hmmmm. Reagan believed in entitlement, too! How about that???
As I recall, cell phones weren’t around in 1984. You mentioned they could receive devices at affordable rates. Does that mean free or did they have to pay something for a phone? Now, they get everything free. They get food stamps, welfare, disability, housing allowance all on our dime. The entitlement crowd’s expense to the taxpayers now exceeds Social Security and you and Planet just accept the new normal. By the way Planet, you have a real talent for giving the goofiest reply on this forum. You have no equal in this regard. It is a good thing we only have a few more weeks of this and we can start the process of rebuilding this great country.
“In 2005, Lifeline discounts were made available to qualifying low-income consumers on pre-paid wireless service plans in addition to traditional landline service. Lifeline is part of the Universal Service Fund.”
Wow!! Dubya believed in entitlements as well! How about that??
October 26, 2012 at 8:23 am
Libby says:
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And here’s what Obama has done:
“On January 31, 2012, the Commission adopted comprehensive reform and modernization of the Lifeline program. Changes to eliminate waste, fraud, and abuse, saving up to $2 billion over 3 years.”
Hmmmm. Maybe the “free” cell phone isn’t a democratic give-away like you have been insisting.
Pay particular attention to his proposals to raise fees on the mentally handicapped, blind, and those with tiberculosis. No worries, tax breaks for those who own Dressage horses.
October 26, 2012 at 12:05 pm
Libby says:
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They’ll never believe it, Captain.
The LA Times, Boston Globe, factcheck.org, Quincy Patriot-Legend, Politifact, Boston Herald, buzzfeed, Metro West Daily, Springfield Union News & the Worcester Telegram & Gazette are all obviously commie-sponsored, left-wing, propaganda-spewing rags.
Where does FOXNews weigh in on this? That’s the only thing they’ll believe.
October 25, 2012 at 4:00 pm
Captain Planet says:
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Based on her lying and fraudulent behavior, let me guess, she’s voting for Romney?
Libby, seriously, you’re going to blow up Agent’s head with all those Lifeline facts. He has his own reality and you are disrupting it. That’s why you and I keep getting thumbs down when we report indisuputable evidence contrary to Agent’s view of the land.
He thumbed me down so many times on one article that all of my posts are hidden. I think it’s funny. But I will not be silenced by “the man”!! LOL
October 26, 2012 at 12:55 pm
Agent says:
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You are right about one thing Libby. It will be exciting in a couple of weeks. We will be rid of the worst President in our adult lifetimes. In his own words, he said that if a candidate had no record to run on and was behind in the polls, he would resort to name calling and the politics of personal destruction. That is exactly what your guy is doing and even using nasty words like B— Sh—– in front of young people. That is real Presidential, don’t you think? Gee, I wonder why the women have flocked over to Romney this month and is a virtual tie in every major poll when Obama had a big lead with them the first of October. Perhaps the War on Women campaign was not so effective afterall. Also, the Independent vote is about 12% more in favor of Romney. Many polls are skewed and creative math is being used to show it is within the margin of error. Sorry to tell you and Planet that the folks will be voting with their pocketbooks this time and your guy has been a disaster for 4 years. No need for 4 more years of this nonsense.
If Obama is saying that Mitt Romney is a BS-er, can we not say that Obama himself is an A.Hole?…or, am I not being pc…because if I’m not, please refer back to Obama’s comment about Romney being a BS-er…how pc is THAT??!?
October 26, 2012 at 1:48 pm
Captain Planet says:
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You must be listening to Rush today, too. Time will tell, Agent. Polls don’t mean much, really. And, Obama is just calling them like he sees them, and Romney is a bullshitt#r. Look at the link I’ve provided and actually read it. By the way, what little ones were around during that Rolling Stone interview when he used that word? He wasn’t in a classroom. By the way, it’s not unprecedented:
(from Eurweb.com)
President Obama is not the first candidate to curse: then-candidate George W. Bush called New York Times reporter Adam Clymer a “major league asshole” over a hot mic, to which vice-presidential nominee Dick Cheney agreed.
The real question is, what’s Tagg going to swing at our black President now? Mighty white of Tagg to make that threat. Also, mighty white of John Sununu to say Col. Powell has only backed The President because he’s black. Oh, and Sarah Palin for accusing The President of a “shuck’ and jive schtick'”.
What happened to the days when The Right would use dog whistles? Now, they are just yelling the n-word at President Obama. Unbelievable!
October 26, 2012 at 2:15 pm
Libby says:
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Disgraceful! And they say racism is dead in America. Ha! It’s one thing to call someone a bullshitter, but to use racial slurs is just low-class and ignorant. But what else should we really expect from Sarah, I can see Russia from my house, Palin? Really.
October 26, 2012 at 2:23 pm
Agent says:
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Hey CT, the wonderful Vice President was in Oshkosh, Wi today doing his Joe being Joe speech and said that Republicans had cut taxes on the wealthy $500 Trillion with a T. Hmm! The whole National Debt is only $16 Trillion. His boss was in Colorado yesterday and said he wanted windmills built in China. Oops! Do you think they are coming unhinged and are living in a parallel universe like Libby & Planet? By the way, I apologize for saying the Independent margin for Romney was 12%. Actually, it is now a 19% margin – 58% to 39%. Somehow, I don’t think they are liking the small ball the President is playing.
October 29, 2012 at 5:04 pm
Agent says:
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Another great Joe being Joe from the archives of gaffes. Joe said in the last election that we had to spend more money to keep from going bankrupt???? How is that for wisdom you can believe in? The country is broke and owes $16 Trillion and he thinks if we spend more, we won’t go bankrupt. Then, he comes out and says last week that Republican have cut taxes to the wealthy $200 Trillion. His brain is about the size of a peanut and shrinks more each day.
November 1, 2012 at 3:58 pm
FFA says:
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Rush is a great band. Soon toi be inductedinto the Rock N Roll Hall of Fame.
November 1, 2012 at 4:09 pm
Libby says:
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You made a funny, FFA! I’m proud of you!
November 1, 2012 at 7:31 pm
FFA says:
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I made boom boom on the toilet too.
October 23, 2012 at 10:28 am
SusieQinthe Midwest says:
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It just amazes me she thought it would be fine. Wow. This kinda blows my mind as to the thought process…
Be in this business for any amount of time and it will happen to you. Recently, had someone call me to reinstate lapsed coverage. said he had his car towed and needed an insurance card to get it out of impound. They call me an hour later to report an accident.
FFA, you are so right. In my first year in the business, back in 1977, I had an attorney call me and cancelled his flood insurance even though he lived on the coast. That winter we had a big storm and he sustained flood damage. He called me to report the damage, and I reminded him that he dropped the coverage. No problem. The next day he called to tell me that all of his property was stolen.
Jeff, I am surprised the attorney didn’t call you to tell you he was suing you for cancelling his coverage without his permission. You apparently document well as we do. When a customer calls to cancel coverage or to delete an auto etc., we send them a form to sign so they can’t come back on us. We don’t like to write or deal with any attorney’s since they think they are entitled and have no problem taking an agent to court. Usually, they try to browbeat a settlement out of an agent or company.
Jeff, Agents who have been in business for a while are faced with situations like this that make us scratch our head. I quoted a car dealer some years ago ( I won’t ever quote one again). I had a better program than the current agent and improved coverage and saved him money. The owner fiddled around and couldn’t make a decision. About a week after expiration, he called me and wanted to start the coverage. The only problem was that he had a brand new car stolen off the lot and wanted to know if I could cover it. Isn’t that a fine how do you do? I politely told him he needed to report the claim to his current carrier. I never heard from him again.
From a different argument, I thought Libby was going to be my furture bride.
November 2, 2012 at 11:06 am
Libby says:
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Sorry, FFA. You’re too hot and cold for me. Sometimes you’re nice and then you’re not. Couldn’t handle that for eternity. But we can be friends. :-)
November 2, 2012 at 3:03 pm
Agent says:
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Trust me FFA, a marriage with Libby wouldn’t make it past the honeymoon. The only way you could make a go of it would have a pre nup with strict language that politics would never be discussed in the household, trips or anywhere else. You could never bring up any criticism of a corrupt Democratic politician in any way, because Libby would tear you a new one. Since you live in Chicago, you pretty much do that every day. So much for that idea.
November 2, 2012 at 3:29 pm
Libby says:
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Agent – my husband is as Republican as I am Democrat. We don’t discuss politics ut he has no question of where I stand on the issues. We just agree to go to the polls and cancel each other.
October 26, 2012 at 2:53 pm
Agent says:
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Sorry to disappoint you Planet, but I don’t believe in same sex marriage like you and Libby. I prefer the hot ladies like CT. By the way, Romney gave a major speech in Iowa today before a large crowd and was interrupted numerous times by thunderous applause. I know Iowa has a lot of people of your ilk there, but apparently there are a lot that want the country to turn away from the disastrous last 4 years. Leave FFA out of this discussion. He has some big burdens to bear trying to make a go of it in the armpit of America, Chicago. They have one big scandal one after another and it has to be a very depressing place to live.
Yeah, that speech was in Ames at a place called Kinzler Construction. You might like this fact about Kinzler:
Ames, Iowa (CNN) – The owner of an Iowa construction company where Mitt Romney will deliver a speech on the economy received stimulus funds – Kevin Kinzler, owner of Kinzler Construction Services, received a $1.25 million dollar loan from the Small Business Administration through the American Recovery and Reinvestment Act in May of 2009, shortly after the stimulus plan was signed into law by President Obama.
October 26, 2012 at 3:08 pm
Libby says:
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He must be different from the millionaire farmer Romney went to visit a few months ago, who also received assistance with farm subsidies. Romney doesn’t mind doling out money to his own.
October 26, 2012 at 3:08 pm
Captain Planet says:
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Chicago is pretty awesome, actually. I try to get there a few times each year. I love going to Wrigley and seeing my Bulls. Oh, and today, according to the IL Dept. of Employment Security, unemployment in every metropolitan area (I am pretty sure that includes Chicago) in IL in September are now at their lowest rates since before the 2008 economic collapse.
Yes, murder continues to be a problem in Chicago. Just like racism continues to be a problem in The South. Or, on FoxNation.com.
October 26, 2012 at 3:17 pm
Agent says:
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Yes Libby, I can tell the difference between cheering and applause and thunder unlike you and Planet. Crowds attending Romney speeches are far more enthusiastic than the somber smaller crowds at the Obama rallies to hear small ball, save Big Bird and call Romney names. That is probably due to Romney having a plan to recover the country rather than the President’s agenda of more of the same failed policies we have had for 4 years.
October 26, 2012 at 3:45 pm
Libby says:
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Agent, you crack me up. There were only a few hundred people at that Ames rally. Obama had 16,000 in Denver the other day. I really think you believe your own bullshit. Just like Romney!
November 2, 2012 at 3:48 pm
Agent says:
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Libby, that is a good plan for your marriage. I am lucky that my wife is just as Conservative as I am. It is 2-0 when we vote against liberals. In fact we have no one in our entire family of the liberal persuasion. That is how we were raised and what we believe in. It is a real shame that this country is so divided ideologically. I am a Constitutional Republic guy who happens to believe the founding fathers were very wise when they formed this country and they were afraid of what it might become (which it is very close to now) so they tried their best to have a limit to the size of government and had separate, but equal branches so one would not run roughshod over the others. What we have now is an Exceutive Branch that thinks it is more equal than the others and that has to change or we lose the country we love.
November 2, 2012 at 3:54 pm
Libby says:
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They had alot of left-leaning ideals as well. I think there is a balance that is needed. I understand your opinion of Obama and it is possible you may get your wish on Tuesday. Either way, I hope the country can come together for positive change and stop all this bashing. In some ways, we, the people need to be the example of how we expect our elected leaders to act. It doesn’t help when we are just as bad, or worse, than they are.
November 1, 2012 at 4:01 pm
FFA says:
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I am currently married. I will not make that mistake again. I am committed to my commitment that I made. But soon as Death parts us, I am chasing a 20 year old. I aim to die with a smile on my face.
Wow FFA. I don’t know what your age is, but a 20 year old? Do you think you have anything in common with someone that age? Give me a well preserved 35-45 year old with intelligence and beauty and I would be good to go. There is more to it than just between the sheets.
November 2, 2012 at 11:07 am
Libby says:
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Chasing is one thing. Actually catching her is another!
November 1, 2012 at 2:38 pm
FFA says:
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Claims denied it. Not sure if they recinded it or not. Notified CPD the cars was invalid. Have neard nothing since. I know the guy is Ill and he probably had a health related issue causing the accident.
I do see the comparison to Obamacare and health insurance pre-exs. It is related through one part of the 5 things that need to exsist for insurance to work, fortuitous loss. However, I am not going to say they are exatly the same and in fact this case is more about good faith in insurance than fortuitous loss but there are similarities. Foruitous loss is an important part of insurance, inclusing health insurance.
Planet, If you were really from this planet, you would know the Bulls don’t play basketball at Wrigley Field. You don’t seem to know the difference between the baseball Cubs and the Bulls which tells me you aren’t a sports fan at all. Perhaps you should ask FFA about business in Chicago. They are shutting down big time due to their horrible Mayor and Governor, excessive taxation, numerour scandals like the Transit Authority ripping off the Feds on subsidies to the tune of $150 million. Their answer to the murder rate is to tax each bullet sold by $.05 and each gun sold for $25. That ought to slow down the gangs committing all the drive by murders, right? We musn’t insist that the Police do their jobs and go after the gangs, right?
Agent, I’m the biggest Bulls fan you’ll ever meet. I’m a huge fan of most sports. Particularly, golf, football, and basketball. See my other post below. I like going to see The Cubs and The Bulls. I made sure to spell that out after posting that, figuring some of the conservative minded wouldn’t be able to comprehend what I wrote. I admit, my sentence’s clarity didn’t pass the “Strunk and White” test.
Actually Planet, your exact post was “I love going to Wrigley and seeing my Bulls”. If you love the Bulls, why not say I love going to the United Center and seeing my Bulls. I was pointing out your liberal parsing of words and inept way of putting things. I am really not surprised since you have so many other goofy posts. Your post doesn’t pass any test for clarity I know of. If you don’t want to be criticized for your posts, stop with the goofy remarks. You are insulting our intelligence.
So Cap, where do the real cubs play? Looked a lot like iowa this summer except our Gold Glove winner. Beats sandburgs record. Nice Job Darwin! Nice job on the south side with Jake too.
According to Planet, the Cubs probably play at the United Center or Comisky Park, take your pick. I laughed a couple of years ago when a baseball announcer was giving Obama the typical softball interview and Obama said he loved the Cubs. When asked who his favorite player was, he couldn’t name one. His sports brain was like his first debate moment, kind of like Planet’s is every day of the week.
November 1, 2012 at 3:25 pm
Libby says:
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I’m a Yankees fan, but I can’t name any of their players. I might know their names if you said them or if I saw them on TV. I guess not everyone is into sports to same degree as real sports fanatics are. But we’re fans just the same.
November 1, 2012 at 4:05 pm
FFA says:
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I played 2nd base through out my Park District carrear that ended this summer. Sandburg was one of my favs. Check out his Hall of Fame Speach. Has the Sox hired him instead of Robin, would have jumped ship to the south side along with over half of Cubs Nation. St Louis had a real chance to hire him. Guess they did all right with their decision.
November 1, 2012 at 4:10 pm
FFA says:
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Business is booming as long as you bribe the right person.
Actually Libby, I believe the Agriculture Dept is on the list of Departments that will see some big cuts in their budget under Romney and paying farmers subsidies for not growing crops is a disaster that has been going on far too long. This country could have been exporting crops and helping the balance of payments with other countries. They have also been complicit in spiraling prices on corn by subsidizing for Ethanol. If we didn’t have this damaging additive in our gasoline, prices would be lower for fuel and corn products would be less expensive. I know this is hard for your liberal brain to absorb since it is economics.
I can handle you and Planet and many more of your persuasion. I seem to remember Bob bringing you down big time in other forums until you were screaming for him to shut up when you couldn’t overcome his logic in arguments. He just wore you out at every turn.
Agent, I even tried to agree the sentence wasn’t the most clear. I meant, I like going to Wrigley. And, seeing my Bulls. Both of which can be accomplished by visiting Chicago. Yes, I typed too fast and those 2 very separate events were run against one another. No big deal. You can attack me however you like. I have broad enough shoulders and can handle it. I worry about you, sometimes, though. You have that hot Texas blood running through you. We don’t need to be reading about how you went postal after Obama won his second term.
Bob’s a bully and resorts to name-calling – not exactly a sign of sound reasoning and logic. Maybe you slipped him some of your hot Texas blood? Oh, get your mind out of the gutter, I didn’t mean it that way!
October 29, 2012 at 3:29 pm
Agent says:
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Libby, You are swallowing the liberal propoganda hook, line and sinker. Romney has been outdrawing your guy across all the battleground states. Sandra Fluke had a big rally in Reno a couple of weeks ago and drew 9 or 10 people counting the camera man. In Denver, perhaps the altitude caused some of your people to inflate the attendance. This might be the rally where he said he wanted windmills made in China. Oops! Another altitude moment.
Just for the record, that’s A) going to Wrigley and B) going to the United Center to see my Bulls – I realize the Cubs play baseball at Wrigley. There are other reasons I go to Chicago, too. Like, business trips and deep dish pizza. Love the Gino’s East!
This guys lives close to my house. He’s supposed to be a real nice guy but to call him a farmer is like calling Bain Capitol small business…which…Romney…did.
Planet, I haven’t had any trouble understanding Bob’s posts and replies to you and especially Libby. In prior forums, he was patient for about 6 posts and when you and Libby kept up with your liberal hogwash, he had enough. He wasn’t near as rude as Libby who called him about every name in the book and told him to just shut up when she couldn’t win. Your posts tend to be more goofy than anything using wierd analogies that no one with common sense can understand, hence most of the Conservative crowd label you as from another planet because of your wierdness. I do admit to the saying – Don’t mess with Texas!
Correction, “that no one with a brain could NOT understand.” Just because you are not bright enough or intelligent enough to understand Captain’s postings does not mean they are “goofy.” Your ranting and raving and constant barrage of propaganda is what’s goofy.
I won’t even address your remark about Bob. He’s even goofier than you are. You and he are cut from the same cloth. And that’s not in any way a compliment.
Libby, I am not the only one who thinks Planet is goofy and from another planet. There are numerous postings on this site and from other forums on this site which call into question his lack of common sense and constant barrage of liberal propoganda which I suppose he gleans from MSNBC or Media Matters or MoveOn.org. I am not surprised that you went after Bob again. He had you in tears on a number of occasions and when you couldn’t win the argument, you just resort to what all liberals do and name call and say shut up.
Bob is easy to go after, because he’s so rude. Liberals do not have a patent on name calling. Bob started with the name-calling and unfortunately I stooped to his level. Not my proudest moments, I’ll admit, but hardly close to tears.
The more I am on this site, the more I am convinced of my beliefs. You are actually helping me be a better liberal, Agent.
October 29, 2012 at 3:32 pm
Agent says:
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Bob didn’t get rude until you started spouting off things you couldn’t prove and he cited chapter and verse and you still kept up with the same theme of unfounded information you couldn’t back up. You used up your creds by not giving factual information so he called you on it. After that, it was rudeness on both of your part. I think he was patient for quite a while until he concluded you were a lost cause.
October 29, 2012 at 4:31 pm
susan says:
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Why don’t you guys take it off the IJ and go have your own private conversation about entitlement, tax reform, Obamacare, and politics. This is getting old already.
I enjoy reading the comments PERTAINING to the articles I am reading. Too bad the same people are always getting off topic and turning everything into a political fight. It’s lame, not to mention immature.
This time I have to agree with Agent (mark the calendar). If you do not enjoy our lively political discussions, by all means unsubscribe to the comments on this article. No one is forcing you to read them.
It always turns into the same argument and I doubt that will change after the election. Some people, like Agent and I, are hardwired that way.
November 1, 2012 at 7:55 pm
FFA says:
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Well you wont have this to argue about. Can move on to something new, better, exciting. Me,i’m Sick of the whole thing actually. Nobody is changing any minds. Insults. Foul mouths. Bully Tactics. Censorship (hiding posts), braggin rights over IQ’s. Can you honestly say that we as a country are better off then we were 4 years ago?
I was informed today that another occupant in my building is closing his doors after 20+ years. Both over 50. Both need health insurance. They wont find a job. Two more on the unemployment line. Most likely, two more homes in foreclosure.
I’ll be happy when 2012 is in the rear view mirror.
FFA, We all knew this was going to be the nastiest election season in the history of the country. When you have nasty politicians in office, a media for the most part either not reporting the news or skewing it to the left point of view, there is going to be trouble. This is a battle for the hearts and minds of America. It is a clear choice between Progressive Socialism and a nanny state or Constitutional Government of We the People and holding our politicians accountable. It looks like we have had enough of this and we just need to let them go like Clint Eastwood has said. I will be very happy when this election is over and we can start the rebuilding process.
It has not disappointed. Nasty, mud slinging, lies, disrespect, screw the people.
Just got my statement from my big carrier. Charge Backs galore! Any ideas on where I can get my hands on a few grand? I still have one part timer to pay in addition to my (un)affordable health insurance not to mention rent, phone, e&o.
Good therory. Son flipped me money this week. I know he has been pounding the pavement too. Daughter – I gave up. Lost cause. One father has not been heard from in months. The other is just a low life.
November 2, 2012 at 5:48 pm
B says:
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Hey Libby, Agent and Captain Planet, can you tell me where I can get a job like yours? Seems you have alot of time on your hands.
Are you out of work B? I am the man and the employer. I do this for stress relief and put out my Conservative opinions and laugh at the goofy remarks coming from Planet. He is an employee and is robbing his employer of work time. If I was his employer, I would be carrying a cardboard box into him and cleaning out his desk. I am sure they have no clue about what he is doing on their time.
How did the discussion go from insurance fraud to politics once again? Fraud is fraud and the non-renewal for Fraud should show up on the CLUE OR MVR!!
If this woman bothers to try to get insured after her policy is non-renewed for cause, only the excess market would take her for minimum limits. I would hope there would be something on the Clue about this travesty.
Almost as bad as providing coverage for pre-existing conditions.
Apparently, she had heard that she couldn’t be turned down for coverage. There was the case last year in the Joplin tornado that a Homeowner who had no coverage tried to get coverage as the storm was bearing down on his home. He did not succeed and lost his home. He had been rolling the dice for a few years, but mistakenly thought he could get it in the last second. Good for the agent who did not take his call.
I am glad a criminal complaint was filed. I hope they throw the book at her, but in Philadelphia she will probably get probation. I wonder what will go on her MVR, if anything. Anyone writing coverage for her would be a fool. She should have her license lifted and treated like a multiple DUI.
And why do you think that about Philadelphia?
Obamajoke-care will be just as unprofitble as selling auto insurance AFTER the car accident.
Allowing people to buy health insurance and cover all conditions without any waiting period will clearly allow for fraud.
But, on this idiot’s legislation, is it fraud? Why buy insurance until you need it?
If I am unemployed what are my penalties for not paying for obamacare?
NONE, so I will clearly only buy it when I get cancer.
Those who wait until they get cancer are rolling the dice. When insurance is purchased, it will not retroactively cover medical bills previously incurred. What if you need emergency surgery? Purchasing insurance after the fact can cost you thousands.
Obamacare cannot be compared to this story. Pre-existing health conditions are completely different than pre-existing damage on a vehicle. Diabetes, heart defects, etc cannot typically be “fixed” and forgotten. Many of these conditions are chronic and those with them should not be penalized by not being able to find affordable coverage.
Let’s see how that works out for you.
Amazing that from an article about insurance fraud in the P&C industry, the comments are about health insurance. I really like the reasoning (or lack of) that is used, especially when it is coming from (supposed) insurance professionals!
Thank you Bill!!!!
Hi fellow commentators…
This article is relating to her private passenger vehicle policy and her lack of full coverage. This article is NOT pertaining to health insurance.
In my subjective opinion, if this lady “reported a claim to her insurance company in an attempt to have damages to her vehicle paid and lied to the company about when the accident occurred, saying that it happened after she obtained the additional coverage to her policy” then she is guilty. There is no question of her guilt.
No question!
Is this a good basis of non-renewal of the Auto policy or what? Attempt to defraud an insurance company is good enough for me.
Even Geico won’t touch her after this!!
Hi CT. Perhaps Progressive would for a price. I am surprised Libby or Planet haven’t commented that her rights had been violated by the agent and the company. This had to be part of the War on Women, right?
I wondered how long it would be before we were dragged into this. I’m still for Obamacare, but I’m totally against fraud. Thanks for thinking of me, though.
No, the War on Women has more to do with God-gifted rape offspring and male politicians trying to dictate what a woman does with her uterus. But, like Libby said above, thanks for thinking of me.
Agent – you and I agree! Mark it in your book.
On the non-renewal, that is.
WOW! Common ground between you two.
Steve, I stumbled upon your blog here via a coemmnt on my husband’s facebook page. My hubby is Scotty Mo. I was leaving a coemmnt on his wall and saw the little interaction between you two and noticed that you were a photographer so I clicked over to your page and saw your site and then found myself here. (Totally sounds like I’m a stalker huh!?!)Anyway, thoroughly enjoyed going through your website especially your Life: global section. Amazing photos and eye you have. I lean towards the photojournalistic style of photography and wish I could travel to the places you have been. What a gift you have!Anyway, I will check in on your blog for sure.And btw, my opinions on this post? The sixth photo from the bottom: her walking in the mist of snow and that contrasting red/black jacket is beautiful. All of them were great, but that was my favorite.Tracey
Based on her self-entitlement mentality – because let’s face it in her mind she deserves to have the coverage – let me guess, she is voting Obama?
Don’t be ridiculous. She probably doesn’t vote.
Perhaps she was making the call on her “free” cell phone. After all, she is entitled, isn’t she?
Agent, I bet you didn’t know the following about the “free” cell phone program:
“The Lifeline Program was created in 1984 by the FCC under Ronald Reagan, and updated in 1996. It allows for low-income households to receive telecommunication services at affordable rates. Thus they will not be cut off from basic communication services that everyone depends on to live a safe, productive life.”
Hmmmm. Reagan believed in entitlement, too! How about that???
Shhhh, Libby – that doesn’t fit the narrative. And quit it with all these facts already. You know Montana is Florida’s way to the sea.
You’re right Captain! What was I thinking?
As I recall, cell phones weren’t around in 1984. You mentioned they could receive devices at affordable rates. Does that mean free or did they have to pay something for a phone? Now, they get everything free. They get food stamps, welfare, disability, housing allowance all on our dime. The entitlement crowd’s expense to the taxpayers now exceeds Social Security and you and Planet just accept the new normal. By the way Planet, you have a real talent for giving the goofiest reply on this forum. You have no equal in this regard. It is a good thing we only have a few more weeks of this and we can start the process of rebuilding this great country.
“In 2005, Lifeline discounts were made available to qualifying low-income consumers on pre-paid wireless service plans in addition to traditional landline service. Lifeline is part of the Universal Service Fund.”
Wow!! Dubya believed in entitlements as well! How about that??
And here’s what Obama has done:
“On January 31, 2012, the Commission adopted comprehensive reform and modernization of the Lifeline program. Changes to eliminate waste, fraud, and abuse, saving up to $2 billion over 3 years.”
Hmmmm. Maybe the “free” cell phone isn’t a democratic give-away like you have been insisting.
That’s all right, with help like what I will show below, we’ll just keep rebuilding for you:
http://www.americanbridgepac.org/2012/10/wire/wire-president/bridge-briefing-romneys-tax-and-fee-increases/
Pay particular attention to his proposals to raise fees on the mentally handicapped, blind, and those with tiberculosis. No worries, tax breaks for those who own Dressage horses.
They’ll never believe it, Captain.
The LA Times, Boston Globe, factcheck.org, Quincy Patriot-Legend, Politifact, Boston Herald, buzzfeed, Metro West Daily, Springfield Union News & the Worcester Telegram & Gazette are all obviously commie-sponsored, left-wing, propaganda-spewing rags.
Where does FOXNews weigh in on this? That’s the only thing they’ll believe.
Based on her lying and fraudulent behavior, let me guess, she’s voting for Romney?
Good one!! I love it. Should be quite exciting in a couple of weeks…
Libby, seriously, you’re going to blow up Agent’s head with all those Lifeline facts. He has his own reality and you are disrupting it. That’s why you and I keep getting thumbs down when we report indisuputable evidence contrary to Agent’s view of the land.
He thumbed me down so many times on one article that all of my posts are hidden. I think it’s funny. But I will not be silenced by “the man”!! LOL
You are right about one thing Libby. It will be exciting in a couple of weeks. We will be rid of the worst President in our adult lifetimes. In his own words, he said that if a candidate had no record to run on and was behind in the polls, he would resort to name calling and the politics of personal destruction. That is exactly what your guy is doing and even using nasty words like B— Sh—– in front of young people. That is real Presidential, don’t you think? Gee, I wonder why the women have flocked over to Romney this month and is a virtual tie in every major poll when Obama had a big lead with them the first of October. Perhaps the War on Women campaign was not so effective afterall. Also, the Independent vote is about 12% more in favor of Romney. Many polls are skewed and creative math is being used to show it is within the margin of error. Sorry to tell you and Planet that the folks will be voting with their pocketbooks this time and your guy has been a disaster for 4 years. No need for 4 more years of this nonsense.
If Obama is saying that Mitt Romney is a BS-er, can we not say that Obama himself is an A.Hole?…or, am I not being pc…because if I’m not, please refer back to Obama’s comment about Romney being a BS-er…how pc is THAT??!?
You must be listening to Rush today, too. Time will tell, Agent. Polls don’t mean much, really. And, Obama is just calling them like he sees them, and Romney is a bullshitt#r. Look at the link I’ve provided and actually read it. By the way, what little ones were around during that Rolling Stone interview when he used that word? He wasn’t in a classroom. By the way, it’s not unprecedented:
(from Eurweb.com)
President Obama is not the first candidate to curse: then-candidate George W. Bush called New York Times reporter Adam Clymer a “major league asshole” over a hot mic, to which vice-presidential nominee Dick Cheney agreed.
Read more at http://www.eurweb.com/2012/10/rolling-stone-interview-president-obama-calls-mitt-romney-a-bullshier/#PpV3GX6BjBgeeyHW.99
The real question is, what’s Tagg going to swing at our black President now? Mighty white of Tagg to make that threat. Also, mighty white of John Sununu to say Col. Powell has only backed The President because he’s black. Oh, and Sarah Palin for accusing The President of a “shuck’ and jive schtick'”.
http://www.theatlanticwire.com/politics/2012/10/was-it-racist-palin-accuse-obama-shucking-and-jiving/58317/#
What happened to the days when The Right would use dog whistles? Now, they are just yelling the n-word at President Obama. Unbelievable!
Disgraceful! And they say racism is dead in America. Ha! It’s one thing to call someone a bullshitter, but to use racial slurs is just low-class and ignorant. But what else should we really expect from Sarah, I can see Russia from my house, Palin? Really.
Hey CT, the wonderful Vice President was in Oshkosh, Wi today doing his Joe being Joe speech and said that Republicans had cut taxes on the wealthy $500 Trillion with a T. Hmm! The whole National Debt is only $16 Trillion. His boss was in Colorado yesterday and said he wanted windmills built in China. Oops! Do you think they are coming unhinged and are living in a parallel universe like Libby & Planet? By the way, I apologize for saying the Independent margin for Romney was 12%. Actually, it is now a 19% margin – 58% to 39%. Somehow, I don’t think they are liking the small ball the President is playing.
Another great Joe being Joe from the archives of gaffes. Joe said in the last election that we had to spend more money to keep from going bankrupt???? How is that for wisdom you can believe in? The country is broke and owes $16 Trillion and he thinks if we spend more, we won’t go bankrupt. Then, he comes out and says last week that Republican have cut taxes to the wealthy $200 Trillion. His brain is about the size of a peanut and shrinks more each day.
Rush is a great band. Soon toi be inductedinto the Rock N Roll Hall of Fame.
You made a funny, FFA! I’m proud of you!
I made boom boom on the toilet too.
It just amazes me she thought it would be fine. Wow. This kinda blows my mind as to the thought process…
Or, the lack thereof…
That’s even wierder than that time I went to Burger King with David Hasselhof.
Be in this business for any amount of time and it will happen to you. Recently, had someone call me to reinstate lapsed coverage. said he had his car towed and needed an insurance card to get it out of impound. They call me an hour later to report an accident.
Fantastic. Wow.
FFA, so what did the underwriter do since this was obvious fraud? Did they deny the claim? By the way, congrats to your beloved Bears for their win.
FFA, you are so right. In my first year in the business, back in 1977, I had an attorney call me and cancelled his flood insurance even though he lived on the coast. That winter we had a big storm and he sustained flood damage. He called me to report the damage, and I reminded him that he dropped the coverage. No problem. The next day he called to tell me that all of his property was stolen.
Jeff, I am surprised the attorney didn’t call you to tell you he was suing you for cancelling his coverage without his permission. You apparently document well as we do. When a customer calls to cancel coverage or to delete an auto etc., we send them a form to sign so they can’t come back on us. We don’t like to write or deal with any attorney’s since they think they are entitled and have no problem taking an agent to court. Usually, they try to browbeat a settlement out of an agent or company.
Jeff, Agents who have been in business for a while are faced with situations like this that make us scratch our head. I quoted a car dealer some years ago ( I won’t ever quote one again). I had a better program than the current agent and improved coverage and saved him money. The owner fiddled around and couldn’t make a decision. About a week after expiration, he called me and wanted to start the coverage. The only problem was that he had a brand new car stolen off the lot and wanted to know if I could cover it. Isn’t that a fine how do you do? I politely told him he needed to report the claim to his current carrier. I never heard from him again.
Agent, you and FFA should just come to Iowa and get married already.
CT Agent can be the bridesmaid.
From a different argument, I thought Libby was going to be my furture bride.
Sorry, FFA. You’re too hot and cold for me. Sometimes you’re nice and then you’re not. Couldn’t handle that for eternity. But we can be friends. :-)
Trust me FFA, a marriage with Libby wouldn’t make it past the honeymoon. The only way you could make a go of it would have a pre nup with strict language that politics would never be discussed in the household, trips or anywhere else. You could never bring up any criticism of a corrupt Democratic politician in any way, because Libby would tear you a new one. Since you live in Chicago, you pretty much do that every day. So much for that idea.
Agent – my husband is as Republican as I am Democrat. We don’t discuss politics ut he has no question of where I stand on the issues. We just agree to go to the polls and cancel each other.
Sorry to disappoint you Planet, but I don’t believe in same sex marriage like you and Libby. I prefer the hot ladies like CT. By the way, Romney gave a major speech in Iowa today before a large crowd and was interrupted numerous times by thunderous applause. I know Iowa has a lot of people of your ilk there, but apparently there are a lot that want the country to turn away from the disastrous last 4 years. Leave FFA out of this discussion. He has some big burdens to bear trying to make a go of it in the armpit of America, Chicago. They have one big scandal one after another and it has to be a very depressing place to live.
You sure it wasn’t just thunder?
Yeah, that speech was in Ames at a place called Kinzler Construction. You might like this fact about Kinzler:
Ames, Iowa (CNN) – The owner of an Iowa construction company where Mitt Romney will deliver a speech on the economy received stimulus funds – Kevin Kinzler, owner of Kinzler Construction Services, received a $1.25 million dollar loan from the Small Business Administration through the American Recovery and Reinvestment Act in May of 2009, shortly after the stimulus plan was signed into law by President Obama.
He must be different from the millionaire farmer Romney went to visit a few months ago, who also received assistance with farm subsidies. Romney doesn’t mind doling out money to his own.
Chicago is pretty awesome, actually. I try to get there a few times each year. I love going to Wrigley and seeing my Bulls. Oh, and today, according to the IL Dept. of Employment Security, unemployment in every metropolitan area (I am pretty sure that includes Chicago) in IL in September are now at their lowest rates since before the 2008 economic collapse.
Yes, murder continues to be a problem in Chicago. Just like racism continues to be a problem in The South. Or, on FoxNation.com.
Yes Libby, I can tell the difference between cheering and applause and thunder unlike you and Planet. Crowds attending Romney speeches are far more enthusiastic than the somber smaller crowds at the Obama rallies to hear small ball, save Big Bird and call Romney names. That is probably due to Romney having a plan to recover the country rather than the President’s agenda of more of the same failed policies we have had for 4 years.
Agent, you crack me up. There were only a few hundred people at that Ames rally. Obama had 16,000 in Denver the other day. I really think you believe your own bullshit. Just like Romney!
Libby, that is a good plan for your marriage. I am lucky that my wife is just as Conservative as I am. It is 2-0 when we vote against liberals. In fact we have no one in our entire family of the liberal persuasion. That is how we were raised and what we believe in. It is a real shame that this country is so divided ideologically. I am a Constitutional Republic guy who happens to believe the founding fathers were very wise when they formed this country and they were afraid of what it might become (which it is very close to now) so they tried their best to have a limit to the size of government and had separate, but equal branches so one would not run roughshod over the others. What we have now is an Exceutive Branch that thinks it is more equal than the others and that has to change or we lose the country we love.
They had alot of left-leaning ideals as well. I think there is a balance that is needed. I understand your opinion of Obama and it is possible you may get your wish on Tuesday. Either way, I hope the country can come together for positive change and stop all this bashing. In some ways, we, the people need to be the example of how we expect our elected leaders to act. It doesn’t help when we are just as bad, or worse, than they are.
I am currently married. I will not make that mistake again. I am committed to my commitment that I made. But soon as Death parts us, I am chasing a 20 year old. I aim to die with a smile on my face.
Wow FFA. I don’t know what your age is, but a 20 year old? Do you think you have anything in common with someone that age? Give me a well preserved 35-45 year old with intelligence and beauty and I would be good to go. There is more to it than just between the sheets.
Chasing is one thing. Actually catching her is another!
Claims denied it. Not sure if they recinded it or not. Notified CPD the cars was invalid. Have neard nothing since. I know the guy is Ill and he probably had a health related issue causing the accident.
I do see the comparison to Obamacare and health insurance pre-exs. It is related through one part of the 5 things that need to exsist for insurance to work, fortuitous loss. However, I am not going to say they are exatly the same and in fact this case is more about good faith in insurance than fortuitous loss but there are similarities. Foruitous loss is an important part of insurance, inclusing health insurance.
exactly*
Planet, If you were really from this planet, you would know the Bulls don’t play basketball at Wrigley Field. You don’t seem to know the difference between the baseball Cubs and the Bulls which tells me you aren’t a sports fan at all. Perhaps you should ask FFA about business in Chicago. They are shutting down big time due to their horrible Mayor and Governor, excessive taxation, numerour scandals like the Transit Authority ripping off the Feds on subsidies to the tune of $150 million. Their answer to the murder rate is to tax each bullet sold by $.05 and each gun sold for $25. That ought to slow down the gangs committing all the drive by murders, right? We musn’t insist that the Police do their jobs and go after the gangs, right?
Agent, I’m the biggest Bulls fan you’ll ever meet. I’m a huge fan of most sports. Particularly, golf, football, and basketball. See my other post below. I like going to see The Cubs and The Bulls. I made sure to spell that out after posting that, figuring some of the conservative minded wouldn’t be able to comprehend what I wrote. I admit, my sentence’s clarity didn’t pass the “Strunk and White” test.
Actually Planet, your exact post was “I love going to Wrigley and seeing my Bulls”. If you love the Bulls, why not say I love going to the United Center and seeing my Bulls. I was pointing out your liberal parsing of words and inept way of putting things. I am really not surprised since you have so many other goofy posts. Your post doesn’t pass any test for clarity I know of. If you don’t want to be criticized for your posts, stop with the goofy remarks. You are insulting our intelligence.
So Cap, where do the real cubs play? Looked a lot like iowa this summer except our Gold Glove winner. Beats sandburgs record. Nice Job Darwin! Nice job on the south side with Jake too.
According to Planet, the Cubs probably play at the United Center or Comisky Park, take your pick. I laughed a couple of years ago when a baseball announcer was giving Obama the typical softball interview and Obama said he loved the Cubs. When asked who his favorite player was, he couldn’t name one. His sports brain was like his first debate moment, kind of like Planet’s is every day of the week.
I’m a Yankees fan, but I can’t name any of their players. I might know their names if you said them or if I saw them on TV. I guess not everyone is into sports to same degree as real sports fanatics are. But we’re fans just the same.
I played 2nd base through out my Park District carrear that ended this summer. Sandburg was one of my favs. Check out his Hall of Fame Speach. Has the Sox hired him instead of Robin, would have jumped ship to the south side along with over half of Cubs Nation. St Louis had a real chance to hire him. Guess they did all right with their decision.
Business is booming as long as you bribe the right person.
Actually Libby, I believe the Agriculture Dept is on the list of Departments that will see some big cuts in their budget under Romney and paying farmers subsidies for not growing crops is a disaster that has been going on far too long. This country could have been exporting crops and helping the balance of payments with other countries. They have also been complicit in spiraling prices on corn by subsidizing for Ethanol. If we didn’t have this damaging additive in our gasoline, prices would be lower for fuel and corn products would be less expensive. I know this is hard for your liberal brain to absorb since it is economics.
You’re getting a little testy, Agent. What’s wrong? Don’t like to be ganged-up on by Captain and me? Doesn’t feel good, does it?
I can handle you and Planet and many more of your persuasion. I seem to remember Bob bringing you down big time in other forums until you were screaming for him to shut up when you couldn’t overcome his logic in arguments. He just wore you out at every turn.
Agent, I even tried to agree the sentence wasn’t the most clear. I meant, I like going to Wrigley. And, seeing my Bulls. Both of which can be accomplished by visiting Chicago. Yes, I typed too fast and those 2 very separate events were run against one another. No big deal. You can attack me however you like. I have broad enough shoulders and can handle it. I worry about you, sometimes, though. You have that hot Texas blood running through you. We don’t need to be reading about how you went postal after Obama won his second term.
Bob’s a bully and resorts to name-calling – not exactly a sign of sound reasoning and logic. Maybe you slipped him some of your hot Texas blood? Oh, get your mind out of the gutter, I didn’t mean it that way!
Libby, You are swallowing the liberal propoganda hook, line and sinker. Romney has been outdrawing your guy across all the battleground states. Sandra Fluke had a big rally in Reno a couple of weeks ago and drew 9 or 10 people counting the camera man. In Denver, perhaps the altitude caused some of your people to inflate the attendance. This might be the rally where he said he wanted windmills made in China. Oops! Another altitude moment.
Just for the record, that’s A) going to Wrigley and B) going to the United Center to see my Bulls – I realize the Cubs play baseball at Wrigley. There are other reasons I go to Chicago, too. Like, business trips and deep dish pizza. Love the Gino’s East!
Oh, and Libby, Romney went to see a millionaire but the guy is hardly a farmer. Yes, he owns farms, that part is true:
http://elections.americablog.com/2012/08/romney-visits-struggling-iowa-farmer-whos-a-multi-millionaire-with-an-in-home-art-gallery.html
This guys lives close to my house. He’s supposed to be a real nice guy but to call him a farmer is like calling Bain Capitol small business…which…Romney…did.
Planet, I haven’t had any trouble understanding Bob’s posts and replies to you and especially Libby. In prior forums, he was patient for about 6 posts and when you and Libby kept up with your liberal hogwash, he had enough. He wasn’t near as rude as Libby who called him about every name in the book and told him to just shut up when she couldn’t win. Your posts tend to be more goofy than anything using wierd analogies that no one with common sense can understand, hence most of the Conservative crowd label you as from another planet because of your wierdness. I do admit to the saying – Don’t mess with Texas!
Correction, “that no one with a brain could NOT understand.” Just because you are not bright enough or intelligent enough to understand Captain’s postings does not mean they are “goofy.” Your ranting and raving and constant barrage of propaganda is what’s goofy.
I won’t even address your remark about Bob. He’s even goofier than you are. You and he are cut from the same cloth. And that’s not in any way a compliment.
Libby, I am not the only one who thinks Planet is goofy and from another planet. There are numerous postings on this site and from other forums on this site which call into question his lack of common sense and constant barrage of liberal propoganda which I suppose he gleans from MSNBC or Media Matters or MoveOn.org. I am not surprised that you went after Bob again. He had you in tears on a number of occasions and when you couldn’t win the argument, you just resort to what all liberals do and name call and say shut up.
Bob is easy to go after, because he’s so rude. Liberals do not have a patent on name calling. Bob started with the name-calling and unfortunately I stooped to his level. Not my proudest moments, I’ll admit, but hardly close to tears.
The more I am on this site, the more I am convinced of my beliefs. You are actually helping me be a better liberal, Agent.
Bob didn’t get rude until you started spouting off things you couldn’t prove and he cited chapter and verse and you still kept up with the same theme of unfounded information you couldn’t back up. You used up your creds by not giving factual information so he called you on it. After that, it was rudeness on both of your part. I think he was patient for quite a while until he concluded you were a lost cause.
Why don’t you guys take it off the IJ and go have your own private conversation about entitlement, tax reform, Obamacare, and politics. This is getting old already.
Susan, If you don’t want to see the comments, you can always sign off and no more notices will come your way.
I enjoy reading the comments PERTAINING to the articles I am reading. Too bad the same people are always getting off topic and turning everything into a political fight. It’s lame, not to mention immature.
This time I have to agree with Agent (mark the calendar). If you do not enjoy our lively political discussions, by all means unsubscribe to the comments on this article. No one is forcing you to read them.
WOW. A Blue moon coming?
I know! Wait till you see the other blog. I’m a sweeter, nicer Libby now.
This argument is crossing into three forums. Less then a week away from being over – thank GOD!
It always turns into the same argument and I doubt that will change after the election. Some people, like Agent and I, are hardwired that way.
Well you wont have this to argue about. Can move on to something new, better, exciting. Me,i’m Sick of the whole thing actually. Nobody is changing any minds. Insults. Foul mouths. Bully Tactics. Censorship (hiding posts), braggin rights over IQ’s. Can you honestly say that we as a country are better off then we were 4 years ago?
I was informed today that another occupant in my building is closing his doors after 20+ years. Both over 50. Both need health insurance. They wont find a job. Two more on the unemployment line. Most likely, two more homes in foreclosure.
I’ll be happy when 2012 is in the rear view mirror.
Or better yet, do some work.
FFA, We all knew this was going to be the nastiest election season in the history of the country. When you have nasty politicians in office, a media for the most part either not reporting the news or skewing it to the left point of view, there is going to be trouble. This is a battle for the hearts and minds of America. It is a clear choice between Progressive Socialism and a nanny state or Constitutional Government of We the People and holding our politicians accountable. It looks like we have had enough of this and we just need to let them go like Clint Eastwood has said. I will be very happy when this election is over and we can start the rebuilding process.
It has not disappointed. Nasty, mud slinging, lies, disrespect, screw the people.
Just got my statement from my big carrier. Charge Backs galore! Any ideas on where I can get my hands on a few grand? I still have one part timer to pay in addition to my (un)affordable health insurance not to mention rent, phone, e&o.
Hmmmm, make your daughter and son pay rent? That would be a start.
Good therory. Son flipped me money this week. I know he has been pounding the pavement too. Daughter – I gave up. Lost cause. One father has not been heard from in months. The other is just a low life.
Hey Libby, Agent and Captain Planet, can you tell me where I can get a job like yours? Seems you have alot of time on your hands.
Are you out of work B? I am the man and the employer. I do this for stress relief and put out my Conservative opinions and laugh at the goofy remarks coming from Planet. He is an employee and is robbing his employer of work time. If I was his employer, I would be carrying a cardboard box into him and cleaning out his desk. I am sure they have no clue about what he is doing on their time.
How did the discussion go from insurance fraud to politics once again? Fraud is fraud and the non-renewal for Fraud should show up on the CLUE OR MVR!!
If this woman bothers to try to get insured after her policy is non-renewed for cause, only the excess market would take her for minimum limits. I would hope there would be something on the Clue about this travesty.