Some Western N.Y. Homeowners Grapple With Flood Damage After Canceling Insurance

January 21, 2014

Some western New York residents whose homes were damaged by a snow-swollen river this month had only recently cancelled their federal flood insurance policies because of rate increases.

About 70 houses in West Seneca, just outside Buffalo, flooded when a Jan. 11 thaw that pushed the Buffalo Creek over its banks.

One, victim, Jonny Robbins, tells The Buffalo News he dropped his insurance four months ago after revised Federal Emergency Management Agency flood maps downgraded the risk to his property.

Now, the retired teacher is dealing with a partly collapsed foundation.

Homeowner Norma Gasz says she had flood insurance for decades, but dropped it when the price went up.

The National Flood Insurance Program began recalibrating its rates after paying out billions of dollars due to Hurricane Katrina.

Latest Comments

  • January 22, 2014 at 11:12 am
    bob says:
    Uncle will probably show up and give them some "free" disaster funds, courtesy of you and me.
  • January 22, 2014 at 10:36 am
    Don Quixote says:
    Nobody wants insurance until they need it. Even the increased premiums they are talking about are still subsidized by the federal taxpayer so they were definitely getting a f... read more
  • January 22, 2014 at 9:47 am
    Bob says:
    Although it is an unfortunate outcome for these homeowners, this scenario highlights the reason why the rates must the actuarially sound. The sticker shock led to cancelling ... read more
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