It was a terrible law from the start and proves so each day, each week, each month and each year. It’s nothing more than the left’s effort to move to a single payor system.
Polar, I remember all the bulletins sent from Anthem Blue Cross stating they were “All In” for the ACA. They seemed to have changed their tune, haven’t they?
Prior to the Affordable Care Act, we were paying over $700 / mo. for my wife’s health care plan with Anthem BC&BS (I have VA health care benefits that cost me around $120/mo. for my diabetes related medications). I receive $2,143 / mo. from Social Security, a $193/mo. pension stipend and my wife takes home approx. $400 / mo. from her part time retail job ($2736 total). Thus, 25.5% of our monthly income was going to pay for health insurance. That didn’t leave us much for food, gas, water & sewer, electric, heat, car & homeowners insurance, property taxes, health plan deductibles, etc.
Now, with the ACA subsidy, we pay $217/mo. for the very same plan . The extra $500 / mo. isn’t a lot, but, I’m very thankful that we receive it and don’t know how we would get by without it.
To those who want to repeal the ACA and replace it with a law that would wind up costing this Vietnam Era Veteran family much more, please think of how you would hurt those of us who are not able to afford health care without those subsidies before you take action.
Apply for public assistance. That is much better than ACA imposing a subsidy on most individual policies in a fraudulent HI program that caused loss of job hours over 29, hyuuuge rate increases in health insurance, and coverage not being offered in many markets due to hyuuuge losses by insurance cos.
I’m glad this has worked out for you. My understanding is that Congress is planning to keep the subsidies in place for those that qualify. Granted, you might fall into the “expanded” category that was being considered to be reduced.
Just curious…what part of the insurance industry are you in or were in that you are still connected with the insurance Journal?
Him, have you explored VA benefits for your service in Viet Nam? My husband suffered from diabetes and heart problems and both can be caused by Agent Orange. Mustn’t forget the PTSD. It took him several months to get full benefits, but he was tenacious and fought them until he received it. I encourage you to do the same.
I’m happy the PPACA is working for you, Jim. There are many more success stories out there which aren’t getting enough attention due to a certain sound machine. Thank you for your service!
Wrong. The ONLY ‘success’ stories are people getting HC / HI free. Every other story is a clear measure of failure of ACA, with the intent to lead to calls for Single Payer under Prez Rodham. Ooops!
Jim O’Brien isn’t getting it for free and is stating it as a success story. We also had the other guy or lady (can’t remember their name) a few weeks back that you ran out of here who had a similar story of success who also didn’t get it for free.
You make up whatever narrative you want, but you are basically calling this guy and others like him freeloaders.
He served his country, did you serve yours? Or were you like Donald Trump and his entire family, whose only service to the military is something for soldiers to laugh at in the funny papers…
“You make up whatever narrative you want, but you are basically calling this guy and others like him freeloaders.”
No, he uses those terms “free” to be synonymous with “someone else is paying for”
He doesn’t just make up narratives: You do. And you apply them to Agent to disregard anything he says. Then you claim how much others do it. You are an abhorrent human being.
As I just showed I another post, how many normal people now cannot afford insurance, or have the reverse happening? When you have an average family deductible up $6,000 roughly, as well as premiums up $700 per month in the case of families, or $150 per person, this guy says he paid 25% of his monthly income toward living, For someone making let’s say $80,000 combined family income, living in a city area where that is very common, and owns say an average house in that area at even $300,000 a year, do you believe they have the left over income to pay an additional $8,400 per year for their insurance? If they have a family of 3, which is the typical family provision, they will pay about $4,000 in federal taxes, $6,000 in social security and medicare, making in income of $70,000 reduced by $8,400 in premiums, and if they are like my kids, they will have at least another $2,000 per year in health expenses, though if you include the birthing, that has increased for me if I use insurance and not a midwife, from about $2,000, to closer to $6,000. So three of that, makes an additional $8,000 for those years. Add in that they won’t receive assistance for their kids like people who are poor, and you have why people PREFER to stay in the lower class. This is the danger. It isn’t about freeloading as you say, it’s about when you make it a matter of survival not to succeed. The government is clearly past that point of intervention.
It needs to be dialed back. Also, for everything the government spends, it increases the cost of living. Right now we spend 40% of gdp including state, federal, and local. It simply is not possible that we are being efficient, and it simply must be the case that poverty is being caused by this, due to the inefficiency and how much the cost of living is increased.
August 17, 2017 at 4:14 pm
PolarBeaRepeal says:
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Nope. ‘Success’ is a needy person getting HC free. Free means someone else pays the medical care providers… taxpayers in the case of ACA. Freeloaders are people who accept welfare benefits yet are able but not willing to work. Keep the two distinct and we’ll not need to have this type of ugly confrontation and lesson on terms within a topic again.
I’m not sure why my military status is any concern of yours, so explain why you are using another person’s military status to try to discredit my point. Are you unable to come up with anything substantive about the ACA other than some needy people got coverage? Hint: Medicaid already covered that problem.
August 18, 2017 at 11:02 am
PolarBeaRepeal says:
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@Fisher: Capt Planetoid said it was a success story. Take it up with him/ her, not me.
August 18, 2017 at 12:31 pm
Agent says:
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Bob, good to have you back for your monthly visit to the site. How is that city of Seattle income tax working out for you these days? Are you going to honor it or pay under protest?
August 22, 2017 at 3:01 pm
bob says:
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Apparently my reply to you was deleted as somehow offensive or off topic possibly.
My reply to you is the same as last time.
If I rebel against a tax I will be giving fodder to the left. I don’t intend on doing so. I will just be active where I can.
Easy to bash the ACA as not working when the reason health insurers are leaving markets is because of the uncertainty caused by your own party. If republicans would stop playing games and actually provide the funds as promised, insurers would be staying in these markets they are now leaving. They’ve said it themselves, they are leaving the markets because they don’t know if they will be reimbursed by the government.
But republicans would rather sabotage the ACA and then claim innocence as health insurers leave markets and people lose health insurance. This is once of many reasons why I consider republicans to be repugnicans these days. Politics before the people.
That is categorically false. Carriers were leaving markets prior to Trump being elected. The uncertainty of what is going to happen may be accelerating the timeframe in which they are leaving, but it is definitely not the cause.
That is a false narrative being spun by the left and you are believing it AGAIN. Common sense proves that it is inevitable that Obamacare is going to fail and the smarter carriers are cutting their losses.
Sorry Bill, but the American People were subjected to Oblamacare for over 7 years. Progressives had their chance and it failed. Time to cut the losses and start fresh.
Sadly, I don’t think civil discourse is possible on this site anymore (aside from the few threads where the ‘regular players’ aren’t involved in political “debates”)
The Death Spiral marches on.
Dead legislation walking.
It was a terrible law from the start and proves so each day, each week, each month and each year. It’s nothing more than the left’s effort to move to a single payor system.
Polar, I remember all the bulletins sent from Anthem Blue Cross stating they were “All In” for the ACA. They seemed to have changed their tune, haven’t they?
Prior to the Affordable Care Act, we were paying over $700 / mo. for my wife’s health care plan with Anthem BC&BS (I have VA health care benefits that cost me around $120/mo. for my diabetes related medications). I receive $2,143 / mo. from Social Security, a $193/mo. pension stipend and my wife takes home approx. $400 / mo. from her part time retail job ($2736 total). Thus, 25.5% of our monthly income was going to pay for health insurance. That didn’t leave us much for food, gas, water & sewer, electric, heat, car & homeowners insurance, property taxes, health plan deductibles, etc.
Now, with the ACA subsidy, we pay $217/mo. for the very same plan . The extra $500 / mo. isn’t a lot, but, I’m very thankful that we receive it and don’t know how we would get by without it.
To those who want to repeal the ACA and replace it with a law that would wind up costing this Vietnam Era Veteran family much more, please think of how you would hurt those of us who are not able to afford health care without those subsidies before you take action.
Apply for public assistance. That is much better than ACA imposing a subsidy on most individual policies in a fraudulent HI program that caused loss of job hours over 29, hyuuuge rate increases in health insurance, and coverage not being offered in many markets due to hyuuuge losses by insurance cos.
Jim,
I’m glad this has worked out for you. My understanding is that Congress is planning to keep the subsidies in place for those that qualify. Granted, you might fall into the “expanded” category that was being considered to be reduced.
Just curious…what part of the insurance industry are you in or were in that you are still connected with the insurance Journal?
Him, have you explored VA benefits for your service in Viet Nam? My husband suffered from diabetes and heart problems and both can be caused by Agent Orange. Mustn’t forget the PTSD. It took him several months to get full benefits, but he was tenacious and fought them until he received it. I encourage you to do the same.
I’m happy the PPACA is working for you, Jim. There are many more success stories out there which aren’t getting enough attention due to a certain sound machine. Thank you for your service!
Wrong. The ONLY ‘success’ stories are people getting HC / HI free. Every other story is a clear measure of failure of ACA, with the intent to lead to calls for Single Payer under Prez Rodham. Ooops!
Jim O’Brien isn’t getting it for free and is stating it as a success story. We also had the other guy or lady (can’t remember their name) a few weeks back that you ran out of here who had a similar story of success who also didn’t get it for free.
You make up whatever narrative you want, but you are basically calling this guy and others like him freeloaders.
He served his country, did you serve yours? Or were you like Donald Trump and his entire family, whose only service to the military is something for soldiers to laugh at in the funny papers…
“You make up whatever narrative you want, but you are basically calling this guy and others like him freeloaders.”
No, he uses those terms “free” to be synonymous with “someone else is paying for”
He doesn’t just make up narratives: You do. And you apply them to Agent to disregard anything he says. Then you claim how much others do it. You are an abhorrent human being.
As to the topic at hand:
http://news.ehealthinsurance.com/news/average-individual-health-insurance-premiums-increased-99-since-2013-the-year-before-obamacare-family-premiums-increased-140-according-to-ehealth-com-shopping-data
As I just showed I another post, how many normal people now cannot afford insurance, or have the reverse happening? When you have an average family deductible up $6,000 roughly, as well as premiums up $700 per month in the case of families, or $150 per person, this guy says he paid 25% of his monthly income toward living, For someone making let’s say $80,000 combined family income, living in a city area where that is very common, and owns say an average house in that area at even $300,000 a year, do you believe they have the left over income to pay an additional $8,400 per year for their insurance? If they have a family of 3, which is the typical family provision, they will pay about $4,000 in federal taxes, $6,000 in social security and medicare, making in income of $70,000 reduced by $8,400 in premiums, and if they are like my kids, they will have at least another $2,000 per year in health expenses, though if you include the birthing, that has increased for me if I use insurance and not a midwife, from about $2,000, to closer to $6,000. So three of that, makes an additional $8,000 for those years. Add in that they won’t receive assistance for their kids like people who are poor, and you have why people PREFER to stay in the lower class. This is the danger. It isn’t about freeloading as you say, it’s about when you make it a matter of survival not to succeed. The government is clearly past that point of intervention.
It needs to be dialed back. Also, for everything the government spends, it increases the cost of living. Right now we spend 40% of gdp including state, federal, and local. It simply is not possible that we are being efficient, and it simply must be the case that poverty is being caused by this, due to the inefficiency and how much the cost of living is increased.
Nope. ‘Success’ is a needy person getting HC free. Free means someone else pays the medical care providers… taxpayers in the case of ACA. Freeloaders are people who accept welfare benefits yet are able but not willing to work. Keep the two distinct and we’ll not need to have this type of ugly confrontation and lesson on terms within a topic again.
I’m not sure why my military status is any concern of yours, so explain why you are using another person’s military status to try to discredit my point. Are you unable to come up with anything substantive about the ACA other than some needy people got coverage? Hint: Medicaid already covered that problem.
@Fisher: Capt Planetoid said it was a success story. Take it up with him/ her, not me.
Bob, good to have you back for your monthly visit to the site. How is that city of Seattle income tax working out for you these days? Are you going to honor it or pay under protest?
Apparently my reply to you was deleted as somehow offensive or off topic possibly.
My reply to you is the same as last time.
If I rebel against a tax I will be giving fodder to the left. I don’t intend on doing so. I will just be active where I can.
Rising premiums. Rising deductibles. Shrinking enrollment.
Fail. Fail. Fail.
Easy to bash the ACA as not working when the reason health insurers are leaving markets is because of the uncertainty caused by your own party. If republicans would stop playing games and actually provide the funds as promised, insurers would be staying in these markets they are now leaving. They’ve said it themselves, they are leaving the markets because they don’t know if they will be reimbursed by the government.
But republicans would rather sabotage the ACA and then claim innocence as health insurers leave markets and people lose health insurance. This is once of many reasons why I consider republicans to be repugnicans these days. Politics before the people.
Bill,
That is categorically false. Carriers were leaving markets prior to Trump being elected. The uncertainty of what is going to happen may be accelerating the timeframe in which they are leaving, but it is definitely not the cause.
That is a false narrative being spun by the left and you are believing it AGAIN. Common sense proves that it is inevitable that Obamacare is going to fail and the smarter carriers are cutting their losses.
Sorry Bill, but the American People were subjected to Oblamacare for over 7 years. Progressives had their chance and it failed. Time to cut the losses and start fresh.
Yes, it’s very easy to bash a completely failed ACA. Real easy.
Sadly, I don’t think civil discourse is possible on this site anymore (aside from the few threads where the ‘regular players’ aren’t involved in political “debates”)
I agree and this is why I yet again left to recharge. The style of debate here needs to change.
I was embarrassed by how well you said things and how poorly I did last time.