Catastrophe modeling firm AIR Worldwide’s initial estimates for insured losses from Tropical Storm Talas are between JPY 12 billion ($150 million) and JPY 46 billion ($600 million).
Talas is the season’s 12th named storm, the seventh severe tropical storm and the fifth typhoon of the 2011 Pacific typhoon season.
Dr. Peter Sousounis, principal scientist at AIR Worldwide noted that ‘Tropical Storm Talas came ashore at Kochi Prefecture on Japan’s Shikoku island—the smallest and least populated of the country’s four main islands—at roughly 6 am local time Saturday, September 3.
“Overnight on Saturday, the slow-moving storm crossed the southern island of Shikoku and the central part of the main island of Honshu, passing near the cities of Kobe, Osaka, and Kyoto, all the while delivering heavy rain. Record rainfall fell on central and western Japan and wide sections of the country experienced damaging winds. On Monday, September 5, Talas finally moved offshore into the Sea of Japan.’
AIR pointed out that, although Talas was a relatively weak storm, it was “unusually large, with tropical storm force winds extending outwards up to 600 kilometers [375 miles]. According to current measurements from Tropical Rainfall Measuring Mission satellites, total accumulated precipitation of 100-200 mm [app 4 to 8 inches] impacted much of Japan, while higher amounts of 1,600 mm [app 63 inches] impacted a mountainous area in the prefecture of Nara.
“The storm was record-setting: it broke Japan’s previous rainfall record (1,322 millimeters [app. 60 inches], set in September of 2005 in a town in Miyazaki Prefecture) and exceeded the yearly average of precipitation that falls over the city of Tokyo.”
Dr. Sousounis explained that after the slow moving storm came ashore over Japan it took “a full day” to cross the country, which is “almost twice as long as had been forecast; its heavy precipitation was particularly damaging. Indeed, the decreased forward speed alone can account for an increase in precipitation totals by a factor of two, in certain locations. Further exacerbating the precipitation damage from this storm was an elongation of its cloud mass to the northeast, as well as its interaction with an approaching mid-latitude front.’
The damage picture from Talas continues to emerge. Japan’s Fire and Disaster Management Agency (FDMA) reports that roughly 3,000 homes have experienced inundation above the first floor level and more than 13,000 homes have experienced inundation below the first-floor level.
Dr. Sousounis indicated that the majority of damage from Talas “has been on the Kii Peninsula, in central Japan. The peninsula includes Wakayama Prefecture, the location of most of Talas’ fatalities so far, and Okayama Prefecture, located just west of the cities of Kobe, Osaka, and Kyoto. Okayama Prefecture, which was in the direct path of Talas, has sustained the heaviest property damage. In Tokyo, to the northeast of Kii Peninsula, roads have been flooded.’
AIR’s analysis also noted that “Japan has strict and well-enforced construction codes; modern structures withstood Talas’ forecast wind speeds with minimal damage, again, making the primary concern from Tropical Storm Talas flood damage. Flood damage in Japan is not automatically included in wind policies. In typical flood policies here, a specified payout is made only when the actual damage falls within a specified range.”
According to AIR, the vulnerability of buildings to flood damage “varies by construction type. For a given flood depth, a residential wood-frame building is expected to sustain more damage than a residential masonry building. Concrete construction is less vulnerable to flood than steel or masonry. Commercial and apartment buildings usually have stronger foundations than residential buildings, and are thus better able to resist flood loads.
“Flood vulnerability also varies by building height. Because damage is usually limited to the lower stories of a building, high-rise buildings will experience a lower damage ratio—the ratio of the repair cost and the total replacement value of the building—than low-rise buildings because a smaller proportion of the building is affected.”
Source: AIR Worldwide
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