Countrywide Insurance Services Inc. is now offering consumers the HomeSafe Protection Plan, a new in-home mechanical breakdown insurance policy that protects a variety of appliances and systems which are not covered by most homeowners insurance.
Countrywide has teamed with Sears HomeCentral to provide the repair and replacement services for the home systems and major appliances covered by the HomeSafe Plan. Sears HomeCentral is the nation’s largest home repair and improvement provider, serving more than 15 million homes each year. Sears certified technicians service one of every five appliances in America — no matter where the customer purchased it or who made it.
HomeSafe is a unique in-home mechanical breakdown insurance policy that differs in several ways from a traditional home warranty product. First, with HomeSafe, no property inspection is required to obtain coverage. Unlike most home warranties, consumers can purchase their HomeSafe policy without the hassle of obtaining and showing proof of a home inspection.
Second, HomeSafe coverage is provided regardless of the age of the items. If one of the covered items cannot be fixed, HomeSafe will provide a brand new replacement of like kind and quality. A third distinction is that with HomeSafe, consumers know that Sears HomeCentral’s national network of more than 14,000 uniformed repair technicians, licensees and independent service technicians will repair or replace their items.
HomeSafe also offers broader coverage than many other home warranty plans through a Basic or Premier plan. The Basic Plan includes heating, electrical and plumbing systems, as well as water heaters, washers and dryers. Kitchen appliances such as refrigerators, range/ovens and built-in dishwashers are also covered in this plan. The Premier Plan extends coverage beyond the Basic Plan components to include air conditioning and heat pump systems, garbage disposals/compactors and built-in microwave ovens. Optional coverage for each plan may be selected for pools and spas, most garage door openers, stand-alone freezers, and sump pumps.
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