Foremost Group Introduces New Family Boaters, Personal Watercraft Programs

March 10, 2003

The Foremost Insurance Group of companies have designed new family boaters and personal watercraft programs to give independent agents the ability to quickly provide their customers with specialized marine policies.

The Foremost Family Boaters program offers coverage for a wide range of makes, models and ages of inboard, outboard, inboard-outdrive, jet drive, or non-motorized boats measuring 26 feet and less in length and used as a personal pleasure craft. This includes bowriders, runabouts, water ski boats, fishing boats, pontoon boats, sailboats, catamarans, and even high-performance boats.

The standard Family Boaters policy contains a wide range of coverages specifically designed with the boater in mind. These include physical damage and liability coverage, medical payments coverage, wreck removal and limited pollution coverage, and coverage to recover and protect a boat from further damage. Optional coverages include personal property coverage (which includes sports and fishing equipment), replacement cost personal property coverage, towing and assistance coverage, uninsured watercraft coverage and increased limits on liability.

The new Foremost Personal Watercraft program includes physical damage and liability coverages, with the option of liability-only coverage. Other optional coverages include accessory coverage, trailer coverage, water sports liability coverage, medical payments coverage, uninsured watercraft coverage, and towing and assistance coverage.

Depending on location, boat and personal watercraft owners may also be able to take advantage of discounts such as multi-unit, prior insurance, renewal, boating safety course, multi-policy, ACV coverage and protective device.

Agents can quote and book Family Boaters and Personal Watercraft policies right over the phone by calling Foremost’s Automated Policy Phone Services (APPS®) toll-free at 1-800-527-3905. For more information on the new Foremost Family Boaters and Personal Watercraft programs, visit Foremost’s secure agent Web site,

The companies that make up the Foremost Insurance Group specialize in mobile home, motor home, travel trailer, specialty dwelling, motorcycle, snowmobile, off-road vehicle, family boaters and personal watercraft insurance.

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