ACE USA Appoints Ratzker ARM VP-Strategic Planning

June 28, 2004

ACE USA, the U.S.-based retail operations of The ACE Group of Companies, announced the appointment of Gary Ratzker as Vice President, strategic planning & business implementation for ACE Risk Management (ARM).

Ratzker, who will assume overall responsibility for product development and the execution of new business initiatives for ARM, will be based in New York City and will report to William Curcio, President of ACE Risk Management.

“Gary’s knowledge and breadth of experience in the retail brokerage and risk management arena assures that he is well-positioned for this role,” Curcio stated. “His vast industry expertise and past success will be instrumental in forging new relationships and will enable us to continue to exceed customer expectations at every level.”

Ratzker has more than 18 years of retail brokerage and risk management industry experience. He joins ACE USA from Willis North America, where he most recently served as Marketing Manager for its New Jersey operations. Prior to his tenure with Willis, he served in a variety of broker, marketing and risk management positions with Aon Corporation, Hilb, Rogal & Hobbs (HRH) and Hub International. He holds a bachelor of science degree in business administration and statistics from Baruch College and an MBA in Finance from Fordham University.

“I look forward to working with the entire ACE Risk Management team as we continue to broaden our unique product offerings, respond to our customers with creative solutions and focus on expanding our relationships in the large-risk marketplace,” Ratzker commented.

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