S&P to Hold Telephone Conference Today on AIG, ACE

November 1, 2004

Standard & Poor’s Ratings Services announced that it will hold a telephone conference call on Monday, Nov. 1, 2004, at 1 p.m. U.S. Eastern Time.

The bulletin said Donovan Fraser, John Iten, Mark Puccia, Tom Upton, and other S&P credit analysts “will provide an update on Standard & Poor’s ongoing review of the Insurance Brokerage and U.S. Property/Casualty sectors. The rationale behind the negative outlooks placed on American International Group Inc. and ACE, Ltd. will be discussed during this call.”

S&P noted that it has “issued a number of articles relating to the above. To access these reports, please go to www.standardandpoors.com, click on Credit Ratings from left hand navigation bar, then select Insurance under Browse by Sector, and the article will be posted within the Commentary & News section of the resultant web page.”

The teleconference broadcast is offered by S&P on a complimentary basis. It will begin promptly at the time indicated. Please call at least 15 minutes before the scheduled start of the call to complete the pre-call registration process.

Live Dial-in Numbers:
US/All Others: 1-484-630-6046
UK: 44-20-7943-5370
Conference ID# 8970195
Passcode: SANDP

Replays: Recorded replays of the call are made available about an hour after the call concludes and are available until Monday, Nov. 8, 2004. Replay number: 1-203-369-0295.

RealAudio(tm): The call will also be available live in “listen-only” mode at www.events.standardandpoors.com (http://www.events.standardandpoors.com/) for listeners with the Real Player(tm) software, sound card, and speakers. The RealAudio(tm) playback is available until Monday, November 29, 2004.

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