I worked at the Hartford for almost 2 years.I was a medical claims examiner for workers comp cases.I would recieve the bills for people with claims and then process them and then pay them {most of the time we didnt pay them} because we had no idea what we were doing.The one thing I do know is we did not follow TWCC guidlines and or rules and regulations that were set up not only for the people who had ben injured but for the doctors protection to be paid in a fair and timely matter.This is why people in Texas have no doctors to go to because the doctors are fed up because they are not paid the way they should be and have removed themselves from the ADL list.Now where do people go for medical care?Where do these people go who have very serious injuries?Is this thier fault? NO!Is this the doctors not wanting to treat?NO!It is because the company is not paying these claims the right way and the doctors are fed up!!!!Who is protecting these people who have ben injured on the job?Why isnt something being done??So now because the doctors have said no more who suffers???The injured who have to drive miles and miles away so they can get the treatment they need that is until that doctor says no more!!!!If anyone would like to contact me about what I have seen feel free and I have proof to back everything up that I have said.Look at what has happened in the past 3 months and see if you are injured just how many doctors will take care of you because of companies like the Hartford!
My name is Belinda Lee Loar-Krumsiek. I bought my policy from Hartford Insurance Company for Workers Compensation.Thinking that I was protecting myself and my other former workers here in Virginia. I use to own and opperated my own company for almost 18 years as an Master Wallpaper Instller and Contractor. I was dignosed with Toxic Encephalopathy,Toxic Neuropathy,Periphial Neruopathy,Severe Reactive Airway Disease,Severe Contact Dermatitis of both hands and feet and have lost the use of them,now having Seizures due to chemical poisioning and after recieving 3 months of coverage from Hartford that is when they sent out their attack dogs. I was threaten to go bankrupt, do what I was told and look for full time work or they, meaning Hartford and ROI an CCN Company,that they would cut me off of my benefits. This was said to me in front of witnesses. My sister and myself was in shock. When I wrote a letter to Hartford and their hench men ROI a CCN Company, that they had know right to threaten me like that and that I had a contract with Hartford to protect me against these type of devastating diseases, they carried out their threats and cut me off. Here I was worried to death not only about what I was facing with these type of horrifing disease and worried to death about keeping my company a float. They left me for dead. I than tried to put in a change of condition and Hartford stopped paying my medical, and lost of income. Even after getting a 100% total disibility report,from my treating physician, that is one of the best in the field of Occupational and Environmental Forensic Toxicologist, with her DR.,P.H.,MD., from Harvard and co-investigator for Johns Hopkins,located in Baltimore Maryland. They told me that they had cancealed my policy and for me to consult an attorney. This has been going on since 2001, they lied and slandered me in court documents and to add insult to injury, they got a 5300.00 judgement against me, because my former attorney dropped me on appeal. I am just one of thousands in this country that is facing devastating affects due to Hartford Insurance pattern, practice, misrepresentation, threats and coercersion, unfair settlement practice. I am going to see another attorney on the 15 Feburary to see if they are willing to go after Hardford Ins. for Bad Faith. Because so far no one is willing to go after Hartford Ins. If their is anything you can send me on their business practices,this would be a God sent. If you are thinking of buying Workers Compensation for your company, don’t walk run, if the insurance company has Hartford as a underwriter. I thank you for the information and any help you can provide.
Respectfully,
Belinda Lee Loar-Krumsiek
I worked at the Hartford for almost 2 years.I was a medical claims examiner for workers comp cases.I would recieve the bills for people with claims and then process them and then pay them {most of the time we didnt pay them} because we had no idea what we were doing.The one thing I do know is we did not follow TWCC guidlines and or rules and regulations that were set up not only for the people who had ben injured but for the doctors protection to be paid in a fair and timely matter.This is why people in Texas have no doctors to go to because the doctors are fed up because they are not paid the way they should be and have removed themselves from the ADL list.Now where do people go for medical care?Where do these people go who have very serious injuries?Is this thier fault? NO!Is this the doctors not wanting to treat?NO!It is because the company is not paying these claims the right way and the doctors are fed up!!!!Who is protecting these people who have ben injured on the job?Why isnt something being done??So now because the doctors have said no more who suffers???The injured who have to drive miles and miles away so they can get the treatment they need that is until that doctor says no more!!!!If anyone would like to contact me about what I have seen feel free and I have proof to back everything up that I have said.Look at what has happened in the past 3 months and see if you are injured just how many doctors will take care of you because of companies like the Hartford!
My name is Belinda Lee Loar-Krumsiek. I bought my policy from Hartford Insurance Company for Workers Compensation.Thinking that I was protecting myself and my other former workers here in Virginia. I use to own and opperated my own company for almost 18 years as an Master Wallpaper Instller and Contractor. I was dignosed with Toxic Encephalopathy,Toxic Neuropathy,Periphial Neruopathy,Severe Reactive Airway Disease,Severe Contact Dermatitis of both hands and feet and have lost the use of them,now having Seizures due to chemical poisioning and after recieving 3 months of coverage from Hartford that is when they sent out their attack dogs. I was threaten to go bankrupt, do what I was told and look for full time work or they, meaning Hartford and ROI an CCN Company,that they would cut me off of my benefits. This was said to me in front of witnesses. My sister and myself was in shock. When I wrote a letter to Hartford and their hench men ROI a CCN Company, that they had know right to threaten me like that and that I had a contract with Hartford to protect me against these type of devastating diseases, they carried out their threats and cut me off. Here I was worried to death not only about what I was facing with these type of horrifing disease and worried to death about keeping my company a float. They left me for dead. I than tried to put in a change of condition and Hartford stopped paying my medical, and lost of income. Even after getting a 100% total disibility report,from my treating physician, that is one of the best in the field of Occupational and Environmental Forensic Toxicologist, with her DR.,P.H.,MD., from Harvard and co-investigator for Johns Hopkins,located in Baltimore Maryland. They told me that they had cancealed my policy and for me to consult an attorney. This has been going on since 2001, they lied and slandered me in court documents and to add insult to injury, they got a 5300.00 judgement against me, because my former attorney dropped me on appeal. I am just one of thousands in this country that is facing devastating affects due to Hartford Insurance pattern, practice, misrepresentation, threats and coercersion, unfair settlement practice. I am going to see another attorney on the 15 Feburary to see if they are willing to go after Hardford Ins. for Bad Faith. Because so far no one is willing to go after Hartford Ins. If their is anything you can send me on their business practices,this would be a God sent. If you are thinking of buying Workers Compensation for your company, don’t walk run, if the insurance company has Hartford as a underwriter. I thank you for the information and any help you can provide.
Respectfully,
Belinda Lee Loar-Krumsiek