I love studies like this that don\’t take into account legislative environments, changes in said legislative environments, indemnity and medical reserves, and exposure changes.
Who the hell is the National Association of \”Social\” Insurance? I guess I would not be suprised to find the names of all of our infamous democrats as directors. How about a little disclosure here!!
If you read the entire article before commenting you would note the website for the organization at the end of the article. Check out the website before sligging mud….
Of course this study is valid. This is exactly the way it is supposed to be, isn\’t it? The insurance companies line their pocket with excess profit margins and employers go bankrupt!
The study seems valid enough, but the headline does not explain the whole study. I read that employers costs have gone up faster than claims costs since 2000 because: 1. Insurer investment income is less, 2. It is part of a longer cycle. If you go to the full press release on their website it is more obvious that just the opposite happened 1995 to 2000. And I think their conclusion is it will start going the other way.
The reality is the insurance companies can only make \”educated guesses\” at the medical costs and associated premiums. It is not possible to calculate these perfectly. Some readers may know that 26 Wokers\’ Compensation companies went out of business in the last few years in California alone.
I love studies like this that don\’t take into account legislative environments, changes in said legislative environments, indemnity and medical reserves, and exposure changes.
Meaningless study.
Completely meaningless
Who the hell is the National Association of \”Social\” Insurance? I guess I would not be suprised to find the names of all of our infamous democrats as directors. How about a little disclosure here!!
If you read the entire article before commenting you would note the website for the organization at the end of the article. Check out the website before sligging mud….
Of course this study is valid. This is exactly the way it is supposed to be, isn\’t it? The insurance companies line their pocket with excess profit margins and employers go bankrupt!
The study seems valid enough, but the headline does not explain the whole study. I read that employers costs have gone up faster than claims costs since 2000 because: 1. Insurer investment income is less, 2. It is part of a longer cycle. If you go to the full press release on their website it is more obvious that just the opposite happened 1995 to 2000. And I think their conclusion is it will start going the other way.
The reality is the insurance companies can only make \”educated guesses\” at the medical costs and associated premiums. It is not possible to calculate these perfectly. Some readers may know that 26 Wokers\’ Compensation companies went out of business in the last few years in California alone.
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