Sen. Lott Settles Katrina Claim with State Farm Before Trial

By | April 29, 2007

  • April 30, 2007 at 7:40 am
    RAL says:
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    Hello! Isn\’t that most politician\’s agenda, themselves!

  • April 30, 2007 at 8:33 am
    Jim says:
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    YES,isn\’t it too bad that we are nothing more than scraficial lambs for
    these hypocytical bastards that we elect
    to washington. its really too bad that
    they don\’t have the people\’s agenda in
    mind!

  • April 30, 2007 at 10:35 am
    adjusterjoe says:
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    My comment was directed more to the State Farm apologists and their undying defense of State Farm. I have to agree the politicians are a sorry lot (pun intended).

  • April 30, 2007 at 12:42 pm
    vote---lott----out says:
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    If anyone has a brain in MS they will vote this loser out before they have to pay 4 times for their insurance.

  • April 30, 2007 at 12:55 pm
    K. Kufner says:
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    Lott has opened a can of worms….He should consult with his local Big I and take the time to site with them about what he thinks is the answer to his problems….

  • April 30, 2007 at 1:21 am
    Big Insurance says:
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    I suspect he was about to stick yet another foot in his mouth publicly, his attorney probably convinced him, so he took the cash on the table and ran rather than make a fool out of himself.

  • April 30, 2007 at 1:25 am
    jim says:
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    you can not make a fool out of a fool!!!

  • April 30, 2007 at 2:32 am
    Gill Fin says:
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    I thought State Farm screwed 100% of their policyholders, and half the rest. You mean they have already settled 99%?
    Once again, paradigm shift.

  • April 30, 2007 at 2:37 am
    Jewel says:
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    the guy who said that is a State Farm rep (and apologist). He could be lying. Or at least that is what fakeadjusterjoe will say.

  • April 30, 2007 at 2:41 am
    Dale says:
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    Where is that clown now?? I am sure he will say it\’s because SF rolled over and didn\’t want their CEO brought up on criminal charges, so they paid.

  • April 30, 2007 at 2:42 am
    Gill Fin says:
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    his fingers are moving.

  • April 30, 2007 at 2:42 am
    Dale says:
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    But according to unemployedjoe, we were forced to pay all of those claims!!!

  • April 30, 2007 at 2:58 am
    Dale says:
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    Even the naysayers have to admit that having 99% of the claims from that massive storm paid and closed is a monumental achievement.

  • April 30, 2007 at 3:07 am
    Jim says:
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    What part of this do we not understand???
    U.S. Sen. John Doe the co. pays

  • April 30, 2007 at 3:25 am
    Jewel says:
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    Why don\’t you look in the mirror and you will find them?

  • April 30, 2007 at 3:25 am
    Jewel says:
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    p.s. grow up

  • April 30, 2007 at 3:27 am
    Dale says:
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    It is the greatest form of flatery, you know!

  • April 30, 2007 at 3:30 am
    Dale says:
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    I meant flattery…

  • April 30, 2007 at 3:30 am
    Jewel says:
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    Dale- I guess when one aspires to be as great as someone else (and will never be)… that could be flattering. ;) I agree!

    On the other hand, it\’s very immature to make fun of someone\’s physical features (we are not in grade school anymore)… but it\’s completely IGNORANT (and stupid) to make fun of someone\’s physical features when you can\’t even SEE them.

    P.S. I shop at Express and Papaya, thanks.

  • April 30, 2007 at 3:32 am
    Jewel says:
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    Only the 1st part of my last comment was meant for you. I didn\’t want you to think I was being rude to you.

    :)

  • April 30, 2007 at 3:34 am
    Dale says:
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    Never entered my mind dear! Where is the almighty unemployed one?

  • April 30, 2007 at 3:56 am
    Smitty says:
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    it\’s likely that his home was annihilated by storm surge and flood rather than just wind.

    However givin Mr. Lott\’s position it\’s better policy to just settle and call a bribe a settlement rather than piss him off and risk his wrath with bad legislation.

    A bribe goes a long way with scumbag politicians looking to score point with a home crowd, perhaps they can even get the Senate to create & eat a huge new hurricane program with the people\’s money.

  • April 30, 2007 at 4:01 am
    RAL says:
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    And what causes this storm surge! WIND!

  • April 30, 2007 at 4:05 am
    Mary B. says:
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    the flip flop.

  • April 30, 2007 at 4:06 am
    Dale says:
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    Makes no difference, storm surge is NOT covered!!!!

  • April 30, 2007 at 4:10 am
    Mark says:
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    True. Better to keep the politicians happy.
    There was a picture in a national publication shortly after the storms. Dickie Scruggs was standing in front of his home on the Gulf. The roof was in good condition, the 2nd floor was in good condition, and first floor was washed away. Of course Dickie said this was obviously done by wind and not surge. I don\’t know about you, but I\’ve never seen a wind that takes out just the first floor.

  • April 30, 2007 at 4:10 am
    RAL says:
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    Obviously he won his case!

  • April 30, 2007 at 4:16 am
    Dale says:
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    What company was he insured with? Policy language differs from firm to firm, so it might be that language did not exclude wind driven storm surge. Anyone know?

  • April 30, 2007 at 5:40 am
    adjusterjoe says:
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    has their been a collective group as unknowledgeable as the apologists here.

  • April 30, 2007 at 6:52 am
    Jim says:
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    HAS THERE EVER BEEN A LARGER GROUP OF NO!!! MINDS!! THAN THERE ARE HERE.
    I have never commented before today I
    FIND IT UNBELEVABLE THAT YOU JUST DON\’T
    GET IT. SENATOR LOTT DIDN\’T CARE ABOUT
    ANY OF US UNTIL HE SUFFERED A LOSS HIMSELF
    THIS COULD BE FURTHER DEMONSTRATED BY 20/20 LAST NIGHT SHOWING A FEMALE MEMBER OF CONGRESS PRESSING FOR A GUN LAW FOR A ANY MENTALLY DISTURBED PERSON WHO HAS BEEN HOSPITALIZED NOT BEING ABLE TO OBTAIN A FIRE ARM. WHY? BECAUSE HER HUSBAND WAS KILLED AND HER SON SERIOUSLY INJURED. THIS SHOWS THEY CARE
    ONLY ONCE SOMETHING AFFECTS THEM.LOTT WANTS HOMEOWNERS

    POLICIES RE-WRITTEN \”IN EASY TO READ FORM\” SO THAT
    MAYBE HE CAN UNDERSTAND THEM.I AM NOT SURE THIS CONGRESS PERSON WAS IN OFFICE PRIOR
    TO EVENT BUT SAYS THEY ALL ONLY HAVE THEIR OWN INTEREST AT HART….

  • May 1, 2007 at 7:04 am
    Hope says:
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    Pandora\’s box

  • May 1, 2007 at 7:18 am
    History says:
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    Comment:
    Where is that clown now?? I am sure he will say it\’s because SF rolled over and didn\’t want their CEO brought up on criminal charges, so they paid. Bingo!!! You get a gold star Dale.

  • May 1, 2007 at 7:37 am
    fo State Farm says:
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    Customer Services Ratings Claims Ratings:
    !0 State Farm. lets ask the people !-1- (10) being the best. no one working for State Farm . Please

  • May 1, 2007 at 8:00 am
    Rat says:
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    After suffering through State Farm\’s brand of paying off claims after a natural disaster I believe every single word these women are saying. We in Cheyenne, Wyoming were hit by an extremely damaging and freaky flood on August 1, 1985. My husband and I were paid about $1200.00 for some window damage done by hail but we ultimately wound up losing our home and having to claim bankruptcy due to the damage done to our house that State Farm claimed they did not cover. These insurance companies want higher and higher fees to \”cover\” (and I use that term loosely) and they want their payments \”right now\” too. However, when it comes to ponying up to the bar and paying their part when something happens, they squirrel out of it like the huge, money-hungry, power-driven mega-monsters that they are. The insurance situation in this country is a disgrace and desperately needs to be over-hauled as well as investigated thoroughly!

    Debbie Walter-

  • May 1, 2007 at 8:09 am
    Sam says:
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    I tend to agree. With all of the publicity about carriers re-evaluating claims and making additional offers, Lott would be foolish to risk a trial. Current case law dictates that additional claims be settled or risk punitive damage awards. However, if the carrier can prove at trial they re-evaluated and made a valid offer after re-evaluation, there would be a lot more risk to Lott. Certainly there would be less potential for punitive damages. Unless there is the chance of big headlines and even bigger recovery, it does not appear to be worth Lott\’s time.

  • May 1, 2007 at 10:44 am
    LL says:
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    Is \”freaky flood\” a covered peril in your State Farm policy? If not–Should Have Bought Flood!

  • May 2, 2007 at 12:22 pm
    Gill Fin says:
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    There it is – sadly hit by a freaky flood, and sadly freaky flood doesnt show up in the policy. And somehow that is the insurance company\’s fault? They didnt collect any premium for it, didnt rate for it, and didnt expect it any more than LL. But its SF responsibility. Time for adjusterjoe.

  • May 1, 2007 at 1:26 am
    Long Mamory says:
  • May 2, 2007 at 12:42 pm
    Dale says:
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    Flood is not covered by your HO policy. Becasue they didn\’t pay you for something that was not covered doesn\’t make them the devil. You might want to ask around and see if any of your neighbors were paid for flood claims under their HO policy. You will not find one.

  • May 2, 2007 at 2:44 am
    Mary B. says:
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    You lost your home and went into BK because you are irresponsible and a total moron. Place the responsibility for your own inactions at your feet and quit blaming others. Your \”victimhood\” makes me vomit in my mouth.

  • May 2, 2007 at 3:02 am
    Dale says:
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    If you don\’t think that\’s funny then get the hell outta here!

  • May 2, 2007 at 4:39 am
    Care says:
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    Victimology – how people react to being victims of crime and how law enforcement and victim service providers can use this information to help victims.
    Training and Victim Assistance Program

  • May 2, 2007 at 5:58 am
    Dale says:
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    Good definition. Too bad no crime was committed.

  • May 4, 2007 at 3:10 am
    less than )))000 says:
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    State insurance Pressure regulators have created 37 fraud bureaus in 45 States whose job is to ivestigate and hunt down fraud. This is not for the consumers. Ask why ? The grand jury\’s seating comes as State Farm continues to negotiate a possible settlement with Hood and lawyers for hundreds of policyholders who sued the Bloomington, Ill.-based insurer for denying claims.

    One of the conditions of any settlement with State Farm is that Hood end the grand jury\’s probe, according to people with direct knowledge of the negotiations.

    State Farm

  • May 4, 2007 at 3:18 am
    RAL says:
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    Seems like Gulf Coast Region not only region having problems with SF!

  • May 7, 2007 at 2:58 am
    Dale says:
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    You are right. There are people everywhere that don\’t know what their policy covers.

  • May 9, 2007 at 6:19 am
    Melanie says:
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    Michael Kunzelman

    Associated Press

    Smiley N. PoolThe dallas morning news
    State Farm threatened to fire an engineering firm if it didn\’t have its reports blame water for damage, e-mails say.
    NEW ORLEANS — Attorneys for homeowners suing State Farm Insurance Cos. after Hurricane Katrina long have accused the insurer of pressuring engineers to alter reports on storm-damaged homes so that policyholders\’ claims could be denied.

    Now, some of the lawyers say they have evidence: internal e-mails from an engineering firm that helped State Farm adjust claims after the Aug. 29, 2005, hurricane destroyed thousands of homes on the Mississippi Gulf Coast.

    State Farm denies pressuring engineers to change their conclusions, but the e-mails, obtained Tuesday, indicate the company was threatening to dismiss Raleigh, N.C.-based Forensic Analysis & Engineering Corp. less than two months after Katrina.

    State Farm and other insurers say their homeowner policies cover damage from wind but not high water, including wind-driven storm surge.

    Zach Scruggs, an attorney who is part of a legal team that sued State Farm on behalf of hundreds of homeowners, said Forensic turned over the e-mails as part of the pretrial discovery process for one of the lawsuits.

    The e-mails \”confirm everything that we have always suspected,\” Scruggs said. \”What it says is pretty shocking. This outlines the whole scheme of theirs.\”

    The e-mails exchanged between Forensic President and CEO Robert Kochan and Randy Down, the firm\’s vice president of engineering services, outline complaints against their firm\’s work from Alexis King, a State Farm manager in Mississippi.

    Kochan, in an e-mail dated Oct. 17, 2005, says the firm will continue working with State Farm, but he talks about needing to \”redo the wording\” of a report after a discussion with King \”such that the conclusions are better supported.\”

    The e-mail also says King didn\’t want local engineers to inspect properties because they were \”too emotionally involved\” and were \”working very hard to find justifications to call it wind damage when the facts only show water-induced damage.\”

    In a reply dated Oct. 18, 2005, Down questioned the insurer\’s motivations. He suggested that on another occasion, State Farm asked the firm to remove information from a report because \”they would then have to settle.\”

    \”I really question the ethics of someone who wants to fire us simply because our conclusions don\’t match hers,\” Down wrote.

    Mississippi Attorney General Jim Hood, in Washington after testifying yesterday before the Senate Commerce Committee, said he knew about the e-mails for months as part of his criminal grand-jury investigation.

    \”It is a document that clearly shows State Farm used engineers and coerced engineers to write a report like they wanted,\” Hood said.

    Down, who has left Forensic, said that the threat to fire the company came \”out of the blue.\”

    \”The question was why,\” Down added. \”The initial internal discussion I heard is that they didn\’t like our reports.\”

    State Farm spokesman Phil Supple rejected the notion that the company pressured engineers to alter their conclusions.

    \”Our employees are committed to conducting themselves in an ethical and appropriate manner,\” he said.

    For

  • May 9, 2007 at 6:26 am
    %%%%% says:
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    Wikipedia, the free encyclopedia
    Jump to: navigation, search
    The Corporate Fraud Task Force is a task force of the United States Federal Government.

    It was created by Executive Order 13271, \”Establishment of the Corporate Fraud Task Force\”, on July 9, 2002.

    The task force was formed by President George W. Bush in the wake of corporate accounting scandals that shook investor confidence.

    \”We will use the full weight of the law to expose and root out corruption,\” Bush said on July 9, 2002. \”My administration will do everything in our power to end the days of cooking the books, shading the truth and breaking our laws.\”

    According to CNN at the time:

    \”Bush\’s speech was designed in part to refute critics who have called him too cozy with Corporate America — particularly Democrats who, in a congressional election year, seem unlikely to cut him much slack, especially after raising questions about his own past business dealings.\”

    \”The speech, which the administration had been advertising for weeks in advance, came a day after the president held an impromptu news conference and was forced to defend his sale of stock in Harken Energy 12 years

  • May 12, 2007 at 8:16 am
    Melanie says:
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    \”As I was watching these tapes I just want to say this for the record, the
    hair on the back of my neck did — did stand up because I was seeing things
    there that early on in this case I was told by (State Farm) defense counsel
    didn\’t exist and couldn\’t be produced. So I\’m not real happy with that and I
    want to remind all counsel that their ethical responsibilities as attorneys
    outweigh the wishes of their clients.\”

    Gary T. Fye, an expert in the analysis of disputed insurance claims who
    lives in Nevada, often testifies in insurance cases. Fye, who said he has
    testified on behalf of policyholders and insurance companies, has provided
    the courts information on State Farm\’s history of destroying and withholding
    records.

    In 1998, Fye wrote in a Florida case

    \”I have been witnessing document destruction, concealment, and obstruction
    of discovery by State Farm for many years in connection with my review of
    internal claim practices documents of the insurer. I have accumulated
    certain Exhibits which show the company\’s goals and objectives for document
    handling by its employees. The documents show close to 28 years of
    intentional destruction, concealment and distortion of claim practices
    records.\”

    In some cases, company executives did not keep records.

    Jeff Marr, the attorney suing State Farm in Oklahoma, took sworn testimony
    Sept. 6 from Rust. Topics included Rust\’s Chairman\’s Council, made up of top
    State Farm executives. The group, which includes the company\’s general
    counsel, meets quarterly.

    Marr was fishing for records of those meetings that he could subpoena for
    his lawsuit.

    \”Certainly,\” Marr asked Rust, \”you keep records of the quarterly meetings
    where the entire Chairman\’s Council is present?\”

    \”We have an agenda,\” Rust said, \”but minutes in that, no.\”

    \”Why not?\” Marr asked.

    Rust replied, \”Never felt a need to.\”

    Marr later asked, \”Are there any written agendas that are available should I
    choose to request them in the lawsuit?\”

    \”I\’m not sure what might be available,\” Rust said.

    Rust also said policyholders, who essentially own the private mutual
    company, are not entitled to know what the Chairman\’s Council discusses or
    decides about litigation against State Farm, citing attorney-client
    privilege.

    Marr questioned why the company would withhold information from
    policyholders, who own State Farm.

    \”Well, again,\” said Rust (who has a law degree), \”I\’m not an expert in the
    area, but I think as you find — even if I\’m a shareholder in a publicly
    traded company, there are things that are not — you know, I do not have
    access to.\”

    Marr later asked if policyholders have a right to see documents from State
    Farm\’s investigation of Haag.

    \”No,\” Rust said.

    \”Why not?\” Marr asked. \”Is it privileged?\”

    Rust said, \”I believe so.\”

  • March 14, 2008 at 6:53 am
    Anonymous says:
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    “This is another desperate attempt to discredit and disqualify anyone who threatens to expose State Farm. This effort is part of an orchestrated campaign to direct the attention away from State Farm’s conduct and onto persons who threaten to expose their conduct



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