Fort Wayne, Ind.-based K&K Insurance Group, Inc. recently announced several enhancements to its fitness instructor insurance program. The Fitness/Dance Instructor Program is designed specifically for instructors and trainers who work on an independent contractor basis, directly supervising an individual or a group engaged in fitness, exercise and dance activities.
In addition to lowering rates by up to 28 percent, K&K has added additional discounts to instructors who purchase the two-year coverage option. There are no membership requirements, and coverage is available for both certified and non-certified fitness professionals. K&K offers certificates of insurance at no charge; adding facilities as additional insureds to the instructor’s policy is also available at no cost.
Eligible instructors include: aerobics, aquatic exercise, boot camp
cardio kickboxing, children’s fitness, dance, exercise, gyrotonic outdoor fitness, personal training, pilates, spinning, strength, tai chi
Coverages, (available in all 50 states), include important liability protection for bodily injury and property damage arising out of premises, operations, products and completed operations, personal and advertising injury, legal liability to participants, and professional liability arising out of the instructor’s activities.
Coverage options of $500,000, $1 million and $2 million are available. This is a fee-based program offering cash-with-application enrollment and credit card payment options. Commission is paid to agents with books of business or association accounts. K&K also offers coverage for health clubs and exercise studios of all sizes and pays commission on the majority of fitness centers, except for small studios that are covered by our fee-based program.
For more information visit the Web site at href=”http://www.kandkinsurance.com”>www.kandkinsurance.com .
K&K Insurance Group, Inc., a division of Aon Underwriting Managers (AUM), is a managing general underwriter offering insurance products and services to the sports, leisure, and entertainment industries.
Source: K&K Insurance Group, Inc.
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