Irwin Siegel Agency Enhances Social Service Insurance Package

January 8, 2009

Rock Hill, N.Y.-based Irwin Siegel Agency Inc. has enhanced its social service insurance package. Enhanced coverage and options include: Upgrade to Green endorsement, youth accident coverage and an enhanced property form.

The Upgrade to Green endorsement is designed to ease the financial burden while enabling a commercial property policyholder to rebuild the insured property and replace select damaged or destroyed personal property with products that embrace sustainability principles and reduce the overall impact of the building on the environment.

Youth club accident protection is designed for clients who focus on the growth and development of children such as Boys & Girls Clubs, Big Brothers Big Sisters and Head Start programs. Standard general liability insurance provides coverage to some youth exposures, but youth accident coverage is designed to protect individual participants in case of injury, or accidental death.

Highlights include:
-Accidental death and dismemberment coverage limits of $5000 or $10,000;
-Aggregate limits available up to $50,000;
-Accidental medical expense benefit of $25,000/excess 52 weeks period; and
-$0 Deductible.

Enhanced property form offers optimum flexibility as well as increased limits for the clients insurance policy. This form is generated to improve the client’s current coverage and focus on unique risks specific to the field of social service organizations.
Highlights include:
-Room reserve coverage for residents $5,000 on occurance/$25,000 annually;
-Lock replacement coverage of $10,000;
-Undamaged leasehold improvements coverage limit of $50,0000;
-Virus and hacking coverage $25,000;
-Interruption of computer operations $10,000; and
-Alaska, California, Florida, Louisiana is on nonadmitted paper

Irwin Siegel Agency, Inc. offers innovative and competitive insurance solutions for provider agencies within the social service, developmental disabilities, addiction treatment, nonprofit and mental healthcare fields. ISA programs are available exclusively through independent agents and brokers. For more information about Irwin Siegel Agency, Inc. please visit

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