The Main Street America Group Introduces Main Line BOP

February 3, 2009

The Main Street America Group, a super regional property/casualty insurance carrier, announced the availability of its new Main Line business owners policy (BOP) product and Main Street Station for commercial lines quoting and policy issuance system in Arizona, Nevada, Pennsylvania and Utah.

Main Street America’s Main Line BOP property and liability product for the small business owner features broader eligibility than its previous BOP. Four new programs — condominium associations, garages, restaurants and light manufacturing — have been added, with 106 new classes. With the existing wholesale, retail, services, offices, apartments and contractor programs, Main Line BOP features nearly 500 classes. The product will be written with either Main Street America’s NGM Insurance Co. or its Main Street America Assurance Co.

The new BOP product also has increased limits, and expanded coverages, including employment practices liability insurance, which is underwritten by Hartford Steam Boiler, and identity theft.

Coverage can be extended with the product’s options, such as product withdrawal, and condominium directors and officers, and main line extension and contractors inland marine optional endorsements.

Arizona, Nevada and Utah are new states for Main Street America in 2009 and this will be the first product offered in these markets. Main Street America’s customers in Arizona, Nevada, Pennsylvania and Utah will be able to quote and submit new business applications for Main Line BOP on the company’s new Main Street Station for Commercial Lines quoting and processing system, which has been launched in conjunction with the new product.

Customers will also be able to use Main Street Station to quote and issue new commercial auto and workers’ compensation policies. In later phases of the new system rollout, they will also be able to use it to process endorsements and cancellations. As the new system features automated underwriting, agents will receive an immediate response on eligibility, or notification of referral to a Main Street America underwriter. The processing system is accessed through Main Street America’s secure agent Web site within the company’s public site, www.msagroup.com.

Main Line BOP and Main Street Station for Commercial Lines will be rolled out on a state-by-state basis throughout the 22 states where Main Street America writes business.

Topics Arizona Nevada

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