Brownyard Group Enhances Cosmetic Manufacturers’ Program

April 8, 2009

The Brownyard Group has added a new property endorsement to its Foundation program, an insurance program designed for cosmetic manufacturers, distributors and importers. The new endorsement broadens the program’s property coverage and eliminates its co-insurance.

“The new property endorsement enhances Foundation’s property coverage by offering an agreed amount in lieu of co-insurance and featuring 24 enhancements at a very low premium,” said Frank Monaco, Foundation program manager.

Among the 24 enhancements are debris removal and pollutant clean-up, property off-premises, including worldwide property, coverage for salesperson samples and exhibitions, depositors forgery and employee dishonesty, transit business income and extra expense, and contingent business income and expense.

The endorsement, which is approved in many states and will be approved in all states in the coming months, is written through an A.M. Best “A” rated carrier.

The Foundation program offers custom-tailored liability insurance – comprehensive general liability, products liability, employee benefits liability, demonstrators liability and additional insured coverage – and property coverage.

Source: Brownyard Group,

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