NIP Programs, a division of NIP Group, Inc. has created a new insurance program designed specifically for the pet care industry. The new program is called PetPro and works as a one-stop, complete insurance and risk management solution to protect pet care professionals and their businesses.
Underwritten in partnership with an A.M. Best “A” rated insurance carrier and designed in collaboration with pet industry specialists, PetPro combines all lines of standard coverage with a full menu of coverage enhancements to ensure that pet care businesses are fully protected against all the varied risks they face. PetPro serves veterinarians, animal hospitals, shelters, pet hotels and doggie day camps, pet rescue and adoption organizations, dog walkers, pet sitters, pet trainers, groomers, pet boutiques and a host of other pet professionals – from one-person operations to multi-state businesses.
PetPro not only protects pet care professionals, but pets as well. PetPro strongly supports pet rescues, fosters and adoptions and does NOT insure businesses engaged in the sale of pets of any kind.
The result of years of exhaustive research, PetPro offers coverage across all types of pet care businesses, including professionals who provide more than one service (day care and grooming, boarding and training, etc). Standard coverages include workers’ compensation, general liability – premises & operations, professional liability (up to $3 million) with consentto settle, directors & officers liability, property, inland marine (includes specialized & mobile equipment) and auto liability.
Enhanced coverages to ensure pet care professionals are properly protected against any risks that could threaten their business include veterinary expense, recovery and rewards, EPLI, veterinary license defense, coverage for volunteers under their direction, coverage for companion pets in their care, and excess coverage up to $5 million.
PetPro is rescue-friendly and actively seeks to insure rescue operations, shelters, and not-forprofit pet-related associations. Through the PetPro Charitable Fund, NIP Programs supports organizations dedicated to saving the lives of homeless pets, raising awareness of pet welfare issues and nurturing the healthy bond between people and pets.
PetPro’s industry specific risk management and claims services feature:
- Pet care industry experts who provide guidance and tools designed to dramatically reduce risk and avoid claims, including workers’ compensation claims, ultimately leading to lower insurance costs.
- 24-hour hotline assistance for events that threaten a pet professional’s business or reputation, including public relations expense reimbursement and coordinated response with an experienced professional to handle public relations.
- A network of expert attorneys specializing in the defense of pet professionals.
- A dedicated claims handling team, in a single location, with specific experience in pet care industry claims.
Source: NIP Programs
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