General Star has launched professional liability coverage for air and ground ambulances on an occurrence basis. This new option is an alternative to the claims-made professional coverage currently available.
Program eligibility requirements remain unchanged. Licensed air and ground emergency and non-emergency ambulance services, ambulette services, municipal ambulance operations and start-up operations qualify for the new occurrence option.
Standard program coverage features include companion GL on occurrence or claims-made basis, loading and unloading included within Professional coverage, sub-limited abuse/molestation and affirmative protection for punitive damages. Medical directors are automatically covered for administrative functions. Options are available for defense outside the limit, and patient care coverage for medical directors or other employed physicians.
The Ambulance Program Air & Ground is available on a non-admitted basis in all states by General Star Indemnity Company or General Star National Insurance Company. Both companies are rated A++ (Superior) by A.M. Best Company and carry an AA+ Insurance Financial Strength Rating from Standard & Poor’s Corporation.
Source: General Star
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