It is now widely accepted that the only thing that drives auto insurance cost is credit profile/score so why bother with gathering any type of data that is not related to credit ?
BS. Right…let’s not factor in the fact that this driver has two DUI’s, four at faults and just got out of prison for an armed robbery rap.
No…credit is good enough to set rates. Get real people. Even you who are clearly not in the P&C business should know better.
It is now widely accepted that the only thing that drives auto insurance cost is credit profile/score so why bother with gathering any type of data that is not related to credit ?
Why bother? Because ISO needs a new product to sell is the most likely answer!
BS. Right…let’s not factor in the fact that this driver has two DUI’s, four at faults and just got out of prison for an armed robbery rap.
No…credit is good enough to set rates. Get real people. Even you who are clearly not in the P&C business should know better.