New AD&D Coverage Available for Riders and Grooms

January 26, 2012

The Professional Riders Organization will start offering their members accident and disability insurance through a new policy designed with the assistance of Wells Fargo Insurance Services, AmWINS Group Benefits and underwriter Zurich Insurance.

The policy will cover professional event riders and grooms at all eventing and equine-related activities in the United States and internationally. It provides coverage for accidental death, dismemberment, medical expense reimbursement and accident disability.

The base plan, which all members receive, includes $100,000 in excess medical coverage and $200 per week disability payments with a 30-day waiting period. The organization is offering a buy-up plan that can provide $1 million of excess medical coverage and $600 per week disability payment.

“Being able to provide Accident and Disability Insurance is critically important for the well-being of our membership,” said Mark Hart, a member of PRO’s board of directors. “We are very pleased to have been successful in building an association policy that covers professional riders and grooms for all horse-related accidents, whether they are working or training at home, traveling to or at a competition, or even competing abroad.”

The enrollment period will take place in February and is open to all professional event riders and grooms who are professional members of the Vero Beach, Fla.-based PRO or wish to become members. The effective date is March 1, and the first policy will run through Nov. 30.

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