The law hasn’t been followed as it was written since well it was written!
There is no way the court will rule in favor of the plaintiffs…I wish I was wrong about this but the reality is they won’t….
It’s time to file a suit that can actually win..
The Medicare advantage program and the affordable care supercedes all state laws with the exception of state licensing laws and or state laws relating to plan solvency …
Both laws refer to the McCarren-Ferguson act and the insurance producers licensing model act which both remain as the law of the land today.
However CMS is selling insurance directly to the public through its websites CMS.gov and Healthcare.gov without a state issued license…The states are allowing this to happen despite the fact that neither of the federal legislation authorizes the selling of insurance without a proper state issued license… In turn every insurance company that has accepted
a policy from an unlicensed entity is in violation of the McCaren-Ferguson act and guilty of unfair trade practice… Sadly this goes back as far as 2005 and has become the accepted practice but it doesn’t change the fact it is against the law and is unambiguous as written…
I have asked several state insurance departments why this is allowed to happen and have received different responses from each. In general they just say federal legislation allowed it but they can’t produce the legislation they refer to in there correspondences
The law hasn’t been followed as it was written since well it was written!
There is no way the court will rule in favor of the plaintiffs…I wish I was wrong about this but the reality is they won’t….
It’s time to file a suit that can actually win..
The Medicare advantage program and the affordable care supercedes all state laws with the exception of state licensing laws and or state laws relating to plan solvency …
Both laws refer to the McCarren-Ferguson act and the insurance producers licensing model act which both remain as the law of the land today.
However CMS is selling insurance directly to the public through its websites CMS.gov and Healthcare.gov without a state issued license…The states are allowing this to happen despite the fact that neither of the federal legislation authorizes the selling of insurance without a proper state issued license… In turn every insurance company that has accepted
a policy from an unlicensed entity is in violation of the McCaren-Ferguson act and guilty of unfair trade practice… Sadly this goes back as far as 2005 and has become the accepted practice but it doesn’t change the fact it is against the law and is unambiguous as written…
I have asked several state insurance departments why this is allowed to happen and have received different responses from each. In general they just say federal legislation allowed it but they can’t produce the legislation they refer to in there correspondences