Beazley has expanded its medical professional liability coverage for small healthcare providers with new policy enhancements, increased standard coverage and enhanced service levels. Policies now also include privacy breach response services provided through Beazley’s dedicated breach response unit.
Beazley’s small business miscellaneous medical policy can be tailored to the needs of individual businesses. The enhanced policy form includes five different coverages – professional liability, general liability, product liability, employee benefits liability, privacy liability and breach response services – each with a separate limit, not eroded by the other coverages.
Expanded coverages in the new core policy form include punitive damages, sexual misconduct, independent contractors and blanket coverage for additional insureds. The policy is available on an admitted or surplus lines basis and provides over $11 million in aggregate limit on every quote.
Beazley’s enhanced form is now available for over 40 additional classes from acupuncturists to yoga instructors, with a particular focus on home healthcare, pharmacies and the majority of outpatient clinic services.
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