Ian H. Graham Adds Umbrella Coverage to Product for Community Associations

Ian H. Graham Insurance (IHG), a division of Aon Affinity, has expanded its suite of products with CNA to include umbrella insurance for community associations, in addition to its directors’ and officers’ (D&O) liability and crime insurance.

IHG will have internal underwriting capability, which permits the program to offer the same service standards and business options to brokers and clients offering other IHG products.

Key features of the umbrella product (subject to all terms, conditions and provisions of the policy) include:

• Coverage provided by CNA
• $1 million, $2 million, $5 million, $10 million and higher limits available
• Follow form excess over CNA’s D&O liability
• Duty to defend policy

Service standards include 24-hour turnaround for new business quotes, automatic renewals (for qualifying accounts) and access to product experts.

IGH is a sponsored program of the Community Association Institute (CAI).

CNA’s insurance products include standard commercial lines, specialty lines, surety, marine and other property and casualty coverages.