The Public Entity Division of Kinsale Insurance Company is now offering public official liability coverage that provides for damages and defense costs for wrongful acts alleged against a public entity, an elected or appointed public official, or an employee. Employment practices liability coverage can be included, or considered on a stand-alone basis.
These coverages are written on a non-admitted basis and a claims-made and reported coverage form with limits up to $10 million available. Other Kinsale public entity products include police professional liability and school board liability.
The Kinsale Public Entity Division targets hard-to-place or distressed accounts that may have poor financials, a troubled loss history or other tough characteristics. Target classes include: boroughs, cities, counties, towns and villages. Commissions, parks and recreation departments, special boards, special districts, special-purpose government units (water and sewer districts) and other public entity risks, will also be considered.
Kinsale Capital Group, Inc. is a specialty insurance group headquartered in Richmond, Va., focusing on the excess and surplus lines market.
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