Travelers really doesn’t consider alternatives to auto insurance model and why should they — auto insurance is their business.
Travelers briefly considers a product liability model but quickly rejects it. Not really an objective paper that seriously considers alternatives.
For example, what about a model where people lease AV’s and the lease includes insurance? That’s not traditional, individual, auto insurance, but seems viable.
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So if Travelers has to pay a claim from failure of the sensor leading to the accident, do they subrogate the loss against the manufacturer?
Travelers really doesn’t consider alternatives to auto insurance model and why should they — auto insurance is their business.
Travelers briefly considers a product liability model but quickly rejects it. Not really an objective paper that seriously considers alternatives.
For example, what about a model where people lease AV’s and the lease includes insurance? That’s not traditional, individual, auto insurance, but seems viable.