Your Insurance Company isn’t the problem. They paid you what you contracted with them to cover and didn’t pay you what you didn’t purchase from them. So who to blame?
Covid-19. That’s a no brainer.
Century 21 Company Executives and Counsel. They decide what policies and coverages to purchase. They could have purchased insurance that would have saved their company however they either didn’t see the need or decided (a business decision they must live with) they didn’t want to spend the money to cover such a loss. They should also have engaged a good Insurance Agent to clearly explain to them what they were and weren’t buying.
BLAME IT ON THE RAIN
Milli Vanilli
You said you didn’t need her
You told her good-bye (good-bye)
You sacrificed a good love
To satisfy your pride
Now you wished
That you should have her (have her)
And you feel like such a fool
You let her walk away
Now it just don’t feel the same
Gotta blame it on something
Gotta blame it on something
Blame it on the rain that was falling, falling.
Blame it on the stars that did shine at night
Whatever you do don’t put the blame on you
Blame it on the rain yeah yeah
You can blame it on the rain
Should’ve told her you were sorry (sorry)
Could have said you were wrong
But no you couldn’t do that. No, no
You had to prove you were strong ooh
If you hadn’t been so blinded (blinded)
She might still be there with you
You want her back again
But she just don’t feel the same
Gotta blame it on something
Gotta blame it on something
Gotta blame it on something
Blame it on the rain that was falling, falling
Blame it on the stars that did shine at night
Whatever you do don’t put the blame on you
Blame it on the rain yeah yeah
You can blame it on the rain
Cos the rain don’t mind
And the rain don’t care
You got to blame it on something
(Blame it on the rain)that was falling, falling
(Blame it on the stars)did shine at night
Whatever you do don’t put the blame on you
Blame it on the rain yeah, yeah
You can blame it on the rain(Blame it on the rain yeah, yeah) x 3
You can blame it on the rain, blame it on the rain blame it on the rain baby
(Blame it on the rain yeah yeah)
Blame it on the stars that did shine that night
(Blame it on the rain yeah yeah)
Blame it, blame it on rain
Whatever you do don’t put the blame on you
Blame it on the rain, yeah, yeah
got to blame on something
got to blame on something
(Blame it on the rain)
that was falling, falling
(Blame it on the stars)
that shine that night
Whatever you do don’t put the blame on you
Hey Ray: Gee, I consider myself to be a good insurance agent. But i never considered once explaining to any of my clients that pandemic causes of loss would not be covered by business interruption policies. I have had several conversations with clients who have asked if their insurance covered all losses. i have replied, tell me what loss you would wish to be covered and i will tell you if your policy would provide protection. There is no way an agent can explain all excluded loss situations
Your Insurance Company isn’t the problem. They paid you what you contracted with them to cover and didn’t pay you what you didn’t purchase from them. So who to blame?
Covid-19. That’s a no brainer.
Century 21 Company Executives and Counsel. They decide what policies and coverages to purchase. They could have purchased insurance that would have saved their company however they either didn’t see the need or decided (a business decision they must live with) they didn’t want to spend the money to cover such a loss. They should also have engaged a good Insurance Agent to clearly explain to them what they were and weren’t buying.
BLAME IT ON THE RAIN
Milli Vanilli
You said you didn’t need her
You told her good-bye (good-bye)
You sacrificed a good love
To satisfy your pride
Now you wished
That you should have her (have her)
And you feel like such a fool
You let her walk away
Now it just don’t feel the same
Gotta blame it on something
Gotta blame it on something
Blame it on the rain that was falling, falling.
Blame it on the stars that did shine at night
Whatever you do don’t put the blame on you
Blame it on the rain yeah yeah
You can blame it on the rain
Should’ve told her you were sorry (sorry)
Could have said you were wrong
But no you couldn’t do that. No, no
You had to prove you were strong ooh
If you hadn’t been so blinded (blinded)
She might still be there with you
You want her back again
But she just don’t feel the same
Gotta blame it on something
Gotta blame it on something
Gotta blame it on something
Blame it on the rain that was falling, falling
Blame it on the stars that did shine at night
Whatever you do don’t put the blame on you
Blame it on the rain yeah yeah
You can blame it on the rain
Cos the rain don’t mind
And the rain don’t care
You got to blame it on something
(Blame it on the rain)that was falling, falling
(Blame it on the stars)did shine at night
Whatever you do don’t put the blame on you
Blame it on the rain yeah, yeah
You can blame it on the rain(Blame it on the rain yeah, yeah) x 3
You can blame it on the rain, blame it on the rain blame it on the rain baby
(Blame it on the rain yeah yeah)
Blame it on the stars that did shine that night
(Blame it on the rain yeah yeah)
Blame it, blame it on rain
Whatever you do don’t put the blame on you
Blame it on the rain, yeah, yeah
got to blame on something
got to blame on something
(Blame it on the rain)
that was falling, falling
(Blame it on the stars)
that shine that night
Whatever you do don’t put the blame on you
I just watched the Blues Brothers movie. Jim Belishui has some good excuses for missing his wedding. .
Hey Ray: Gee, I consider myself to be a good insurance agent. But i never considered once explaining to any of my clients that pandemic causes of loss would not be covered by business interruption policies. I have had several conversations with clients who have asked if their insurance covered all losses. i have replied, tell me what loss you would wish to be covered and i will tell you if your policy would provide protection. There is no way an agent can explain all excluded loss situations