Are you really saying that your income was up over 9 fold in the first quarter of 2021? The first quarter of 2020 was pre-COVID. If that is true, you have made substantial strides during a time when many, many folks lost their whole business. I understand business and profit. I don’t understand forcing yourself to achieve profit regardless what that does to those you insure. Chubb Agribusiness increased premiums by nearly 40% on farm homes in MT in one year while increasing deductibles and implementing wind/hail deductibles. A Limited Hail Loss Damage Provision has also been put into effect which will only replace metal siding and roofs on outbuildings only if the metal leaks during that storm. IF it does leak, only that sheet of metal is replaced and it is without regard to color, pattern, texture or thickness to adjacent panels. Thankfully Montana won’t allow that on siding, but unfortunately MT allowed it on roofing. This is unbelievable to me. Where is the company’s risk? Or is risk only for the ag producers? Buying 15 businesses in 17 years? It appears that growth and profit are your only concerns. What about the folks that cause you to be a business in the first place?
Are you really saying that your income was up over 9 fold in the first quarter of 2021? The first quarter of 2020 was pre-COVID. If that is true, you have made substantial strides during a time when many, many folks lost their whole business. I understand business and profit. I don’t understand forcing yourself to achieve profit regardless what that does to those you insure. Chubb Agribusiness increased premiums by nearly 40% on farm homes in MT in one year while increasing deductibles and implementing wind/hail deductibles. A Limited Hail Loss Damage Provision has also been put into effect which will only replace metal siding and roofs on outbuildings only if the metal leaks during that storm. IF it does leak, only that sheet of metal is replaced and it is without regard to color, pattern, texture or thickness to adjacent panels. Thankfully Montana won’t allow that on siding, but unfortunately MT allowed it on roofing. This is unbelievable to me. Where is the company’s risk? Or is risk only for the ag producers? Buying 15 businesses in 17 years? It appears that growth and profit are your only concerns. What about the folks that cause you to be a business in the first place?