HomeHQ coverage from PolicySweet is designed for home-based businesses with four or fewer employees, and includes the following coverage:
- Business Liability Insurance: Protection against third-party bodily injury, associated medical costs and legal claims filed against a business.
- Business Property Insurance: Protection for a business from loss due to fire, wind and more. Property liability insurance replaces business property caused by a covered loss.
- Business Stock Insurance: Coverage for the cost of replacing business inventory or merchandise in the event that it is lost, stolen or damaged.
HomeHQ policies are underwritten by Great American Insurance Company, Great American Assurance Company, Great American Alliance Insurance Company, and Great American Insurance Company of New York, authorized insurers in all 50 states and the D.C.
Based in Cincinnati, Ohio, the operations of Great American Insurance Group are engaged primarily in property and casualty insurance, focusing on specialty commercial products for businesses. Great American Insurance Company has received an “A” (Excellent) or higher rating from the A.M. Best Company for more than 110 years, with its most recent rating evaluation of “A+” (Superior) affirmed January 28, 2021. The members of Great American Insurance Group are subsidiaries of American Financial Group, Inc. (AFG), also based in Cincinnati, Ohio. AFG’s common stock is listed and traded on the New York Stock Exchange under the symbol AFG.
Source: Great American
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