
Insurance broker Howden US has appointed Joe Clark as president and Dale Krupowicz as head of operations for its private risk solutions business in the U.S. Clark and Krupowicz will lead the development of Howden’s U.S. private client operations – focused on risk management, personalized protection strategies, and client experience.
With more than two decades of experience in personal lines, private client and family office insurance, Clark joins Howden from The Liberty Company Insurance Brokers, where he served as president of Liberty Select, and previously held the role of chief growth officer at Aon Private Risk Management.

Krupowicz has over 30 years of experience in high-net-worth personal insurance. Previously, she was COO and partner at a boutique personal insurance agency, where she led operational strategy and client services for 17 years. At Howden, she oversees operations, service excellence, and team development, ensuring a consistent, people-first experience across all client touchpoints.
Clark splits his time between Pennsylvania and Florida, while Krupowicz is based in New York City. As with other senior hires across Howden US, they’ll operate across the broker’s various national hubs in the US, a representative explained.
Topics USA
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