Louisiana Retailers Mutual Insurance Company has earned a “B++” rating from A.M. Best Company.
The rating reflects the company’s solid capitalization, historically sound operating performance, conservative investment portfolio and strong policyholder retention. A historically low loss ratio further reinforces the company’s strength. The positive rating factors are the result of Louisiana Retailers Mutual’s strong safety and loss control standards, as well as strict underwriting control.
Louisiana Retailers Mutual provides workers’ compensation coverage to more than 1,500 Louisiana policyholders.
Management expects business to continue to grow as competing insurance carriers exit the tightly regulated Louisiana workers’ compensation market. Given the company’s solid capitalization, high policyholder retention and adherence to its stringent underwriting standards, A.M. Best views the high rating outlook as stable.
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