The impact of the RMS v11 has been material for public schools along the coast. In many cases this can be mitigated by improving the quality of data being fed into the models: missing roof ages, construction types, and over-stated values unnecessarily inflate the model results and consequently the renewal quotes (GIGO).
Buying less limit should be only be considered after the data issues have been addressed, and results from multiple models thoroughly reviewed.
A little extra time spent preparing the statement of values spreadsheet can save premium and multiple teaching positions.
The impact of the RMS v11 has been material for public schools along the coast. In many cases this can be mitigated by improving the quality of data being fed into the models: missing roof ages, construction types, and over-stated values unnecessarily inflate the model results and consequently the renewal quotes (GIGO).
Buying less limit should be only be considered after the data issues have been addressed, and results from multiple models thoroughly reviewed.
A little extra time spent preparing the statement of values spreadsheet can save premium and multiple teaching positions.