Improved Fire Rating to Cut Home Insurance Costs in Louisiana Town

August 4, 2014

Homeowners in the Grand Chenier area will be paying less for fire insurance starting in August because of a higher rating awarded to the local fire district.

The American Press reported the rating for Cameron Parish Fire District 9 was raised from Class 6 to Class 5.

The Property Insurance Association of Louisiana sets ratings for fire districts, and the state insurance commissioner approves them. Ratings are on a scale of one to 10, with 10 being the worst and one being the best.

District 9 Chief Mark LeBouef said the improved rating was largely the result of firefighters demonstrating quick response to fires.

LeBouef said about 630 people live in the fire district, Cameron Parish’s largest in terms of area covered.

According to the Louisiana Insurance Department, the improved rating means a resident who lives in a home valued at $150,000 should see a drop in annual premium cost of about $200.

LeBouef said the district has about 35 volunteer firefighters and cooperates with the fire department in the Creole area.

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