The big 3 always justify their rate increases due to the cat storms, etc. Nothing ever reported on the smaller carriers. Aren’t they suffering losses also? What kind of loss ratios are they contending with? I guess I’m not smart enough to figure this out. Anybody want to enlighten me?
KYjw, Don’t you know that IJ will always focus on the Big 3 in any article? All carriers have problems writing home in Texas and have passed on rate increases to consumers. Loss ratios over 100 will tend to do that. Also, they tend to play follow the leader when a State Farm or Allstate announces a rate increase. By the way, back in the early 2000’s, at the end of the mold crisis, most carriers were refunding overcharged premiums per the Texas Dept of Insurance edict – except for State Farm who was defiant and has never refunded one cent even after a judge ordered them to.
Down there, Ron, I think it’s actually called bidness.
Don’t ya’ll be messin’ roun widh Big Texus Bidness, ya’ll hear? Ya’ll get th’orns. All righ’, let’s have us some Shinuh and hit th’roa. #shineroctoberfestinseason
September 18, 2014 at 11:30 am
Libby says:
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I love me some Shiner Boch! The only good thing to come out of Texas!
September 18, 2014 at 12:36 pm
txmouthbreatherboogereatertx says:
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Ugh!! Why does Willie Nelson always get left out of this conversation?
September 17, 2014 at 9:05 am
Captain Planet says:
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It’s the best place to have a manure mansion, that’s for sure. You can put that business anywhere, doesn’t matter how much ammonium nitrate you have or how close to a town it is. Just throw it up and start counting your Benjamins.
Don’t you fret, Texas’ll keep ‘way that good-fer-nuthin’ Dept. of Homelan’ Securita with their rules ’bout how much splosive materiu’ul ya’ll can have.
So the Star is a target then? See I thought that was where Jerry Jones took his 25 year olds after the game to show them where the magic happens. “I can make you a star!” he tells them. #jerryjonesgot99problemsbut25yearoldsain’tone
The big 3 always justify their rate increases due to the cat storms, etc. Nothing ever reported on the smaller carriers. Aren’t they suffering losses also? What kind of loss ratios are they contending with? I guess I’m not smart enough to figure this out. Anybody want to enlighten me?
My, very uneducated, guess is the smaller companies don’t get enough clicks, thus reporting on their rates/losses just doesn’t matter.
KYjw, Don’t you know that IJ will always focus on the Big 3 in any article? All carriers have problems writing home in Texas and have passed on rate increases to consumers. Loss ratios over 100 will tend to do that. Also, they tend to play follow the leader when a State Farm or Allstate announces a rate increase. By the way, back in the early 2000’s, at the end of the mold crisis, most carriers were refunding overcharged premiums per the Texas Dept of Insurance edict – except for State Farm who was defiant and has never refunded one cent even after a judge ordered them to.
Agent,
I thought Texas is the perfect place to do business. Maybe just for unregulated businesses.
Down there, Ron, I think it’s actually called bidness.
Don’t ya’ll be messin’ roun widh Big Texus Bidness, ya’ll hear? Ya’ll get th’orns. All righ’, let’s have us some Shinuh and hit th’roa. #shineroctoberfestinseason
I love me some Shiner Boch! The only good thing to come out of Texas!
Ugh!! Why does Willie Nelson always get left out of this conversation?
It’s the best place to have a manure mansion, that’s for sure. You can put that business anywhere, doesn’t matter how much ammonium nitrate you have or how close to a town it is. Just throw it up and start counting your Benjamins.
Don’t you fret, Texas’ll keep ‘way that good-fer-nuthin’ Dept. of Homelan’ Securita with their rules ’bout how much splosive materiu’ul ya’ll can have.
I for one would like that see that poop plant built on top of the Star at Sig Flags over AT&T Stadium.
txmouth,
Do you know why there is a hole in that stadium? In case God has to take a crap. #godsturlet
So the Star is a target then? See I thought that was where Jerry Jones took his 25 year olds after the game to show them where the magic happens. “I can make you a star!” he tells them. #jerryjonesgot99problemsbut25yearoldsain’tone
Yes, txmouth, that’s where the, um, “stars” align, if you will.