General Motors Insurance announced this week it has expanded to three more states: Arkansas, Colorado and Louisiana.
General Motors Insurance is available for Chevrolet, Buick, GMC and/or Cadillac vehicles with a model year 2016 or newer.
GM says that the product can save drivers money with its in-vehicle technology, accident forgiveness and deductible waiver. Connected vehicle data provides information about driving behavior and mechanical operation of the vehicle, according to General Motors Insurance’s website. This information includes driving time of day and duration, miles driven, speed, change in speed and seat belt usage.
General Motors Insurance is available in 17 states altogether.
The Louisiana Department of Insurance (LDI) said in a statement that General Motors-affiliated insurance entities have been issued certificate of authority to write motor vehicle insurance in Louisiana since 2006 and is not a new market entrant.
In December 2024, GM National Insurance Company submitted a new private passenger auto insurance product for review and approval by the LDI.
The LDI found the company’s manual rates and rules in compliance with the LDI’s File and Use review process in February 2025 and approved the company’s policy form filing in March 2025, LDI said. The program became effective in July.
Louisiana Governor Jeff Landry celebrated General Motors Insurance’s entry into the state, connecting the program’s launch with the lawmakers’ tort reform efforts in the recent legislative session.
“General Motors Insurance coming to Louisiana is a testament to the work we accomplished this legislative session to bring about real insurance reform,” said Landry in a statement. “Louisiana families deserve more options in this mandated market, and we are incredibly proud to welcome GM to our state. I am confident this is just the beginning of a more consumer friendly insurance market.”
Louisiana Insurance Commissioner Tim Temple said in a separate statement that lawmakers passed several “great legal reform bills” but added that the “the great step made this year is not the end of the race.”
“I look forward to working with the Legislature to continue identifying the areas of our legal system that make us an outlier and addressing those distinctions to align our legal system with best state practices, thereby enacting the meaningful legal reforms that our citizens deserve,” Temple said. “If we want to see change in our market, it starts with meaningful change in our legal environment.”
This story has been updated with a statement from the Louisiana Department of Insurance.
Topics Louisiana
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