In this case, since he was driving as a permissive driver, he is the insured and she is entitled to collect BI from the policy as a claimant, even though the policy is in her name. She isn’t neglegent, he is, and her policy should cover him as a driver. There is probably also some stacking provisions that will come into play; his policy will probably also provide secondary coverage. And then when the courts get ahold of it, she’ll probably collect under her Underinsured Motorists coverage, too, since he, under her policy, may be under insured, in which she can become the insured on her policy again.
Just depends on the limits. I would assume he carries a PUP that will cover all of this, anyway.
What was this 48 year old skank doing hanging out at this party in the first place and why wasn’t she driving her own car? Probably got smashed drinking mohito’s and hob nobbing with celebs. She should have known better than to let a senior citizen drive.
In this case, since he was driving as a permissive driver, he is the insured and she is entitled to collect BI from the policy as a claimant, even though the policy is in her name. She isn’t neglegent, he is, and her policy should cover him as a driver. There is probably also some stacking provisions that will come into play; his policy will probably also provide secondary coverage. And then when the courts get ahold of it, she’ll probably collect under her Underinsured Motorists coverage, too, since he, under her policy, may be under insured, in which she can become the insured on her policy again.
Just depends on the limits. I would assume he carries a PUP that will cover all of this, anyway.
Are we sure that he did not swerve to avoid his friend Andy Dufrain coming out of the swamp? Or was he on his way to Mexico?
I smell sequel “Driving Ms. Meyer”.
Come on lady, you smelled money, didn’t you?
He was driving her vehicle as a permissive user? So she is seeking BI coverage under her own policy…
Yeah how does that work? Liability follows the car so she’s suing herself? How is this even possible?
What was this 48 year old skank doing hanging out at this party in the first place and why wasn’t she driving her own car? Probably got smashed drinking mohito’s and hob nobbing with celebs. She should have known better than to let a senior citizen drive.