A Kentucky insurance agency owner has been charged with diverting premiums from a church client, and the Kentucky Department of Insurance is investigating other clients.
Multiple news sites reported that Glen “David” Ramey, 59, an agent and owner of David Ramey Insurance in Murray, Kentucky, was charged with defrauding a local church of at least $10,000. Ramey allegedly accepted premium payments from the church but failed to secure property and liability insurance policies, the Murray Sentinel and other news outlets reported.
“My attorney has advised me not to comment,” Ramey told Insurance Journal Tuesday morning when he was reached by phone.
Officials with the Yahweh Baptist Church reported their suspicions to the Graves County Sheriff March 16, after receiving a cancellation notice from the insurance carrier, the Sentinel reported. Investigators said the church asked Ramsey to produce a run-loss report, which showed gaps in coverage in recent years, despite the church having never missed a premium payment, WPSD Local 6 News reported.
A sheriff’s detective said the DOI has contacted Ramey’s other clients, some in other counties, and the investigation is continuing. He said there’s a strong possibility that more victims will be revealed in coming days, the news station and the Paducah Sun reported. Ramey’s court records show he had faced a number of legal actions over debt issues in recent years, including a foreclosure in 2025, although that was canceled after the loan was reinstated, the Sentinel noted.
The DOI’s agent verification records show that Ramey holds active agent licenses for property, casualty, life, health and general lines. All of those are set to expire in June. His agency’s line of authority became inactive in 2024. Ramey said Tuesday that his agency’s certificate of authority lapsed after he did not renew some appointments with carriers.
Ramey posted bail after his arrest. His arraignment in court is set for April 29.
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