Arrowhead Launches Employment Practices Liability Program for Small, Mid-Market Businesses

June 27, 2005

Arrowhead General Insurance Agency Inc. announced that its Professional Liability Division ( has launched an Employment Practices Liability Insurance program for small and mid-market businesses in 47 states.

Chuck Brady, president of the Arrowhead Professional Liability Division, said the EPLI program is written with an A.M. Best’s “A” carrier with limits from $250,000 up to $1,000,000 and retentions from $2,500 up to $50,000 and minimum premiums starting at $1,750.

Brady said highlights of the program include coverage for full prior acts; specific coverage for employment claims arising out of company Internet and e-mail; and a broad wrongful employment act definition. Third-party discrimination coverage, including sexual harassment, is also available. The non-admitted (currently admitted only in New York) EPLI program offers an extension of coverage for the lawful spouse and has no exclusions for intentional acts, class action or downsizing.

“EPLI program producers have access to our Arrowhead Exchange technology which creates fast and efficient rating and quotes,” said Brady. “We process online applications in a just a few minutes in most cases, especially for operations of 25 employees or less, allowing producers to offer timely customer service.”

Arrowhead Exchange provides automated new business and post-sale workflow that enables Arrowhead’s nationwide network of independent producers and business partners to conduct e-business with them. Brady added that as part of the EPLI program, producers have free access to a third-party, flexible, online employment practices training tool.

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