Nevada DMV Insurance Verification Contract Questioned

May 4, 2009

  • May 4, 2009 at 1:57 am
    Dawn says:
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    What is the penalty if the driver has no insurance? IF it is steep enough to make it worth spending that kind of money to verify.

    A lot of states (Fl included) have such small fines that it’s cheaper then insurance, and there is no way they would ever recoup the money.

  • May 4, 2009 at 3:01 am
    Ins Man says:
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    Anything would be an improvement over the current system. Nevada seems to be scouring all the current records on file and making it nearly impossible to verify coverage with their insistence that everyting matches perfectly between the registration and the insurance information.

  • May 4, 2009 at 5:19 am
    DJones says:
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    Dawn,
    The fine is $250.

    The system NVDMV uses is inefficient and sometimes stupid beyond belief. An example, if the name on the registration and insurance vary (John vs Jon), you are considered non compliant. If DMV makes and error, we have to “error” our forms so they match theirs. Just about takes an act of congress to get corrected. No common sense at the NVDMV. I could go on, but I’ll spare you. A new company could do no worse.

  • May 4, 2009 at 5:21 am
    DJones says:
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    Ins Man,
    Should’ve read your comment before posting mine. At least we feel each others’ pain. :)

  • May 5, 2009 at 7:42 am
    Dawn says:
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    That’s about what Fl is. So about 33% of the drivers figure it’s worth the risk. SR-22 is roughly $1800 a year, so taking a chance of having to pay $250 is a bargain.

    So the REST of us have to pay. I don’t know about up there, but a large percentage of that 33% doesn’t have a license to worry about losing.

    Seems the system does need to be overhauled up there, but in this economy, will $250 a pop bring in the $$ to justify? Down here if they ticketed driver shows up with a new policy, the ticket is thrown out for the most part. So the state itself doesn’t collect that much money from no insurance drivers. Do they do the same up there? If you show up with proof that you had insurance, but clerical error showed that you didn’t, do you still have to pay the fine?

  • May 5, 2009 at 9:09 am
    Ins Man says:
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    I certainly do feel your pain. Your comment detailed the frustration better than mine. It really is an incredibly disjointed and inefficient system.

  • May 7, 2009 at 8:40 am
    frustrated says:
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    You shouldn’t have to pay a fine for a clerical problem when you are complying with the law. The problem is the DMV rigid, inflexible sytem causes the clerical errors and the law abiding citizen is stressed, inconvenienced and exhausts their time fixing it while the real uninsured, unregistered, unlicensed driver is still on the road.

    Ohh and as for the bill, NLETS does not have any insurance data to verify against.

  • August 18, 2009 at 3:25 am
    ron says:
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    it is a known fact the nv dmv
    suspends registration on insurance verification .when in fact the insurance is in force. to rip off the 250.00 fine



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