Abram Interstate Insurance Services Inc. of Rocklin, Calif., has a new product for beauty salons, nail salons and barber shops. Thepackage can be enhanced to include many optional coverages, including: professional liability, loss of income, non-owned and hired automobile coverage, money and securities coverage, signs coverage, and equipment breakdown. A value plus endorsement is available on accounts eligible for one low flat charge including: signs, money and securities, employee dishonesty, personal effects coverage, and more.
Available limits are up to $1 million occurrence/$2 million aggregate. Additional limits up to $5 million are available via an umbrella product.
The highest hit ratio is for beauty and nail salons, and barber shops that have up to $1 million in annual sales, certificates of insurance obtained from all independent contractors, and no losses/claims incurred in the past three years.
For more information, visit www.abraminterstate.com.
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