I don’t understand how an educated attorney can miscontrue a General Liability policy so completely — assuming a standard form was used. The abuse is an intentional criminal act, which should be automatically excluded. Fortunately, coverage is available on a stand alone basis, and sometimes in conjunction with a CGL. The unfortunate aspect is that we even need this type of coverage in place for our schools, churches and other social service agencies.
I don’t understand how an educated attorney can miscontrue a General Liability policy so completely — assuming a standard form was used. The abuse is an intentional criminal act, which should be automatically excluded. Fortunately, coverage is available on a stand alone basis, and sometimes in conjunction with a CGL. The unfortunate aspect is that we even need this type of coverage in place for our schools, churches and other social service agencies.
Being a school…it may be covered under abuse & molestation coverage…