Consolidating separate legal entities’ loss experience to develop a common experience modification factor has the potential to cause…
Partner Perspective
Continued, page 92
I chose April 1 to publish this article because so many are expecting a joke; well this is…
Upper tier contractors seek to avoid, through the use of various transfer mechanisms, the financial costs that can…
Section II (Liability Coverage) of the Business Auto Coverage (BAC) form describes who qualifies as an insured (II.A.1.).…
Several years ago a relatively new insurance producer asked me this seemingly simple question, “So, what is the…
A review of 2015 natural hazard events revealed an overall reduction in property damage for the year. While…
Begin at the beginning – with the insuring agreement! Coverage can never be any broader. This is the…
Insurance Services Office (ISO) recently released a “matched set” of drone-related endorsements for use with the commercial general…
Why doesn’t the carrier already have property data on this home? Is this quote accurate or will I…
Low-Level Hazard Activity Results in Decreased Damage and Loss Totals Looking at the big picture, 2015 was a…
