Overview
Volunteers are essential to housing organizations — but they also bring real liability exposure. What happens when a volunteer is injured on site? What if a volunteer inadvertently harms a resident? Without the right policies, screening processes, and insurance considerations in place, a single incident can lead to costly litigation.
This 35-page guide gives agents and risk managers a practical framework for helping housing clients build a volunteer program that protects the organization, its residents, and the volunteers themselves.
Section 1: Managing Volunteer Exposure in Public Housing
Section 2: Parts of a Volunteer Policy
Section 3: Screening Documents
Also included is this collection of ready-to-use templates:
- Volunteer Position Description Worksheet & Sample
- Volunteer Application
- Volunteer General Agreement – Worker’s Comp
- Volunteer General Agreement – No Workers’ Comp
- Volunteer Orientation Agenda
- Authorization to Use Privately-Owned Vehicles
- Department Orientation Checklist
- Orientation Checklist
- Volunteer Time Sheet
From understanding the Volunteer Protection Act to navigating workers’ compensation for unpaid helpers, this guide covers the liability questions your housing clients need to answer — before an incident forces them to.

Special Report: The Next Generation (Insurance Journal April 13 Issue)