restaurant insurance News

‘Barista Wrist’ Among Restaurant Industry’s Highest Lost Time Injuries

Restaurant workers miss about a month from work from a variety of injuries, on average, but for coffee shop workers, wrist injuries are the biggest danger. In fact, Barista Wrist, can keep café workers sidelined for more than a year. …

How to Deliver Restaurants from Risks of Take-Out Boom

With a growing number of apps and on-demand services, millennials in particular are increasingly ordering take-out food from their favorite restaurants. As more restaurants expand services into delivery, risk managers must be mindful about vehicle exposures and aggressively manage not …

ProHost Launches Wine Valuation Endorsement for Restaurant Wine Collections

ProHost USA, a national program administrator specializing in restaurant insurance, is rolling out a property insurance coverage valuing bottled wine at its selling price rather than at replacement cost. The new endorsement will give restaurants the advantage of covering the …

Chipotle Serves Up Lessons for Restaurant Brokers and Their Insureds

The Centers for Disease Control and Prevention (CDC) estimates that one-in-six Americans gets sick every year from contaminated food or beverages. Those in the restaurant industry cannot ignore the risks. The recent chain of events that roiled Chipotle Mexican Grill …

ProHost Adds EPLI Coverage to Restaurant Program

Restaurant insurance program administrator ProHost USA has added employment practices liability insurance coverage as an option in its packaged insurance program specifically designed for restaurants. According to Heidi Strommen, president of ProHost USA, the endorsement covers third‐party violations including actual …

Court Sides with Mississippi Insurance Agent in Restaurant Case

The Mississippi Court of Appeals has upheld a ruling that the owners of a Bay St. Louis restaurant cannot collect more than $300,000 they claimed to be owed by a local insurance agent after their business washed away in Hurricane …