IBHS Study Shows Smaller Hail May Be More Damaging to Roofs Than Once Believed October 2, 2025 By William Rabb A study by the Insurance Institute for Business and Home Safety (IBHS) found roof damage from smaller hailstones may be...
11th Circuit Upholds $1.75M Verdict Against Church Mutual on Georgia Roof Claim July 23, 2025 By William Rabb Central Baptist Church of Albany, Georgia, suffered roof damage during a hailstorm in 2014. Its insurance carrier, Church Mutual Insurance,...
The New Approach to Hurricane-Strong Homes? Concrete Walls But Affordable July 21, 2025 By William Rabb If wind mitigation and stronger homes are the paths to reducing insurance claims and bringing down insurance premiums in hurricane-prone...
Alabama DOI Encourages Insurers to Use More Than Drones in Nonrenewals June 19, 2025 Alabama’s insurance commissioner this week urged property insurers to be judicious in the use of drones and aerial imagery in...
Roof Repair and Replacement Costs Up Nearly 30% Since 2022: Verisk April 10, 2025 By Allen Laman Roof repair and replacement cost value totaled nearly $31 billion last year — up nearly 30% since 2022, according to...
Counterpoint: New Florida Rule Not Aimed Only at Public Adjusters October 21, 2024 By Juan Moya We are disappointed but unsurprised that an insurance industry lobbyist would mischaracterize an emergency order meant to stop insurance abuses...
Contractors Can’t Advertise ‘Insurance Negotiating’ Skills, Texas Supreme Court Says June 11, 2024 By William Rabb and Ezra Amacher A contractor cannot be the public adjuster on a claim and cannot advertise itself as an insurance claims negotiator if...
Tornadoes in Tennessee, North Carolina Kill Three, Damage Properties May 9, 2024 High winds, hail, heavy rain and tornadoes battered Southern states from Alabama to North Carolina Wednesday and Thursday morning, leaving...
Roof Claim for Damage by Vultures Fails on Ordinary, Not Expert, Meaning of ‘Infestation’ January 23, 2024 By Andrew G. Simpson How many vultures are required and how long must they be present to create an infestation? The Pennsylvania-based owner of...
Could Appeal Decision in Florida Roof Case Lead to More Expert Witness Challenges? September 27, 2023 By William Rabb Universal Property & Casualty Insurance Co. will have to go back to court to show how an insured’s roof expert...