Roof claims News

Roof Repair and Replacement Costs Up Nearly 30% Since 2022: Verisk

Roof repair and replacement cost value totaled nearly $31 billion last year — up nearly 30% since 2022, according to a new report from Verisk. The strategic data analytics and technology provider reported that roof-related line items made up more …

Counterpoint: New Florida Rule Not Aimed Only at Public Adjusters

We are disappointed but unsurprised that an insurance industry lobbyist would mischaracterize an emergency order meant to stop insurance abuses as a “rule on public adjusters.” As Insurance Journal itself made clear in an Oct.10 story that does not even …

Contractors Can’t Advertise ‘Insurance Negotiating’ Skills, Texas Supreme Court Says

A contractor cannot be the public adjuster on a claim and cannot advertise itself as an insurance claims negotiator if it does not hold an adjusters’ license, the Texas Supreme Court decided in a case that could give support to …

Tornadoes in Tennessee, North Carolina Kill Three, Damage Properties

High winds, hail, heavy rain and tornadoes battered Southern states from Alabama to North Carolina Wednesday and Thursday morning, leaving three people dead and hundreds of properties with heavy damage. USA Today, CNN and other news outlets reported that the …

Roof Claim for Damage by Vultures Fails on Ordinary, Not Expert, Meaning of ‘Infestation’

How many vultures are required and how long must they be present to create an infestation? The Pennsylvania-based owner of a Maryland commercial building has learned that the answer, at least for insurance purposes, does not lie with an expert …

Could Appeal Decision in Florida Roof Case Lead to More Expert Witness Challenges?

Universal Property & Casualty Insurance Co. will have to go back to court to show how an insured’s roof expert was in error when he used questionable data and failed to inspect the claimed damage before a south Florida home …

Louisiana Homeowners Eligible for Roofing Retrofitting Grants

Louisiana homeowners will soon be able to apply for grants to retrofit their roofs to beyond-code construction standards, spurring discounts to their insurance premiums. State lawmakers appropriated $30 million to the Louisiana Fortify Homes Program (LFHP) in a budget bill …

Viewpoint: Actual Cash Value on Roof Claims a Fairer, Simpler Way to Pay

In the May 15, 2023 Insurance Journal, independent adjuster Ben Mandell shared an opinion that Florida insurance policies have “one glaring endorsement that is missing” – roof endorsements that could have “eliminated or greatly minimized” Florida’s insurance crises. He argues …

Want to Limit Roof Claims in Florida? Why Not a Roof Endorsement?

Editor’s note: The Florida Legislature’s 2023 regular session concluded May 5, but people in the property insurance industry continue to offer ideas for the state’s distressed market. Here’s one from independent adjuster Ben Mandell. I am an independent insurance adjuster. …

Florida Judge Dismisses Contractors’ Challenge to SB 2D’s Attorney Fee Limits

A Florida judge has thrown out a constitutional challenge to an insurance litigation reform law, noting that the state officials named in the lawsuit were not the correct defendants. Plaintiffs Restoration Association of Florida and Air Quality Assessors, headed by …