Cover Story

Young Agents Survey – Why They Chose Insurance

The call to become an insurance agent is different for everyone. For Matthew Ostrow the call to become an independent agent came via social media. Thirty-year old Ostrow entered insurance just five months ago after a recruiting firm contacted him …

Brewing Room

Microbrewers Make Their Mark The craft beer industry has been chipping away at the U.S. domestic beer market throughout the past decade. And the pace of growth in this specialty niche is not expected to stop anytime soon. By 2020, …

Cyber Liability: Where to Find Cyber Coverage

The Buyer’s Guide to the Best Possible Cyber Insurance There are many cyber insurance products available for purchase, and each is somewhat unique. Some products are more comprehensive than others. Some cyber insurance products are combined with insurance policies of …

Double-Digit Returns Absent From Year-End, 2013 Financial Forecasts

Although analysts following the property/casualty insurance industry expect underwriting results for 2012 to be better than 2011 when full-year numbers are tallied, double-digit overall returns-on-equity are still not visible on the near-term horizon, they say. Industry analysts who supplied combined …

The End of the Road for Auto Insurance

Editor’s Note: This article originally appeared in Insurance Journal’s Satire Issue, August 20, 2012. The content in this issue is not real and is not to be taken seriously. It’s supposed to be humorous. Seriously. How Profit Took a Back …

Discover INSURICA

Seeking Unexplored Routes to Riches, a Rising Oklahoma Agency Network Finds Its New Corporate Identity, While Doubling Its Size Top 100 Agency Profile Rank: No. 15 Agency Name: INSURICA Insurance Management Network Main Office: Oklahoma City, Okla. Additional Locations: 26 …

In the insurance world, forces of nature are rarely celebrated. Events such as hurricanes, fires, tornadoes and floods can confound the most exacting calculations, drain profit and sink insurers. But then there is Adam DeGraide, a 38-year-old, rock ‘n rolling …

SPECIAL REPORT: Salute to Program Managers

Some of today’s most successful program managers have pulled the plug on association endorsements. They’re not anti-association but they have decided that these endorsements are not always worth the trouble or extra costs. John McCaffery, director of marketing for Conshohocken, …

The CHANGING FACE of Surplus Lines Brokers

The surplus lines industry is never boring, never plain and certainly never black and white. Often dubbed as the innovator of new insurance products, the industry could even be considered colorful when it comes to the breadth and scope of …

Staying Afloat in Complex Construction Insurance Waters

With the tidal wave of legal cases involving construction defects bogging down county, state and federal courts, it has become imperative that insurers “cover their behinds” from every imaginable angle — including educating insureds as to what is not covered …

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