Editor’s Note

Congratulations Top Agencies

This year marks the 13th annual publication of Insurance Journal’s Top 100 Agencies special report. This year’s Top 100 welcomes eight newcomers and returning agencies: Poms & Associates; Ascension Insurance Inc.; Shepherd Insurance; Baldwin Risk Partners; JGS Insurance; HomeServices Insurance; …

Marijuana Dispensaries and Crime

A new study published in the July issue of the Journal of Urban Economics finds that contrary to popular belief, medical marijuana dispensaries (MMDs) reduce crime in their immediate areas. In the study, “Going to pot? The impact of dispensary …

Many Homeowners Don’t Understand Deductibles

Almost five years after Superstorm Sandy, one third of homeowners in several coastal states are still unaware of hurricane deductibles and how they work, new insurance research has found. Not only did 33 percent of respondents say they had never …

Work Comp Income Benefits Fall Short

Adequacy of income benefits is one of the long-standing concerns about the performance of workers’ compensation systems. However, there is little known about whether income benefits (also called wage-loss or indemnity benefits) provide adequate financial support for injured workers. According …

Moral Character Is More Than Just Good Deeds

People may instinctively know right from wrong, but determining if someone has good moral character is not a black and white endeavor. According to new research by University of California Berkeley-Haas School of Business. Prof. Clayton Critcher, people evaluate others’ …

Political Talk Hurting Job Performance

Don’t talk politics – it might hurt your on-the-job performance. That’s what a new survey by the American Psychological Association revealed, which found that American workers are more likely to say they are feeling stressed and less productive because of …

In Denial Over Disruptive Technologies

There’s an apparent lack of awareness among many risk professionals on existing and emerging technologies, including telematics, sensors, the Internet of Things (IoT), smart buildings and robotics, and their associated risks, according to the survey report by Marsh and the …

What Young Agents Like and Don’t Like

Overall, young agents seem happy with their career choice. They enjoy the freedom and challenges that come with the job of an independent agent. That’s acording to the 2017 Young Agents Survey where nearly 600 young agents nationwide shared their …

Young Agents on Overcoming Obstacles

This issue of Insurance Journal features exclusive results from the 2017 Young Agents Survey where nearly 600 young agents nationwide shared their views on the industry and their experience as an agent. (see page 20). Overall, young agents seem happy …

Prescription Drugs in the Workplace

More than 70 percent of United States employers are feeling the direct impact of prescription drug misuse in their workplaces, according to a survey from the National Safety Council. The survey, How the Prescription Drug Crisis Is Impacting American Employers, …

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