Editor’s Note

Teens and Distracted Driving: Get the Message Campaigns

Driving my children to school each morning it’s hard not to notice the number of parents attached to their cell phone. While state law prohibits cell phone use in school zones and city law prohibits cell phone use entirely unless …

Cyber Sales Slow Down

  For many years, cyber liability has been the hot opportunity for new sales. But that may be over, or at least the pace of sales seem to be slowing. The overall upward trend of organizations purchasing cyber insurance continued …

Shop Around: What’s Out There?

There’s hot competition in agency errors and omissions market today, in price, policy terms and conditions. Most experts believe it’s a great time for agency owners looking to purchase or ramp up their limits. But most agency owners don’t shop …

Graduated Licensing Laws

While states have made progress in reducing teen driver-involved traffic crashes and deaths over the past decade, teen drivers are still 1.6 times more likely to be involved in a fatal crash than their adult counterparts, and teen-involved crash deaths …

Medical Marijuana and Opioid Crashes

There have been fewer drivers killed in car crashes who tested positive for opioids in states with medical marijuana laws than there were before the laws went into effect, according to a new study. The study, conducted at Columbia University’s …

Big Box or Boutique?

It’s no secret that the world of insurance is consolidating. The number of insurance agency mergers and acquisitions in the first half of 2016 ranked as the second-most-active six-month period since 2008, according to a new report by Chicago-based investment …

Trucking and Self-Driving Trucks

Self-driving cars, and trucks, could hit the roadways soon. Or maybe not that soon. If Uber has its way it may be sooner than you think. Last month ride service Uber Technologies Inc. acquired the self-driving truck startup Otto, while …

Small Business Satisfaction

No longer able to compete primarily on price, insurers are now focusing their efforts on pleasing customers, with the payoff being a significant increase in satisfaction among their small business commercial customers, according to the recently released J.D. Power 2016 …

Congratulations Top Agencies

This year marks the 12th annual publication of Insurance Journal‘s Top 100 Agencies special report. This year’s Top 100 welcomes nine newcomers: Cross Financial Corp. (Cross Insurance); Prime Risk Partners Inc.; Westwood Insurance Agency; Christensen Group; Premier Group Insurance Inc.; …

P/C Industry Heat

U.S. property/casualty insurers are feeling the heat of today’s competitive market and slow-growth economy. P/C insurers in the United States saw their net income after taxes fall to $13.3 billion in first-quarter 2016 from $18.1 billion in first-quarter 2015 – …

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