Editor’s Note

Is 2015 the Year for Cyber?

For several years the insurance industry has talked about a pending surge in cyber insurance sales. And while cyber insurance appears to be trending up some say that “surge” has yet to come. That may not be the case for …

Natural Disasters in 2014

All in all, 2014 was not as bad as it could have been for natural disasters in the United States. Last year closed with fewer tornadoes, a mild hurricane season, lower acreage lost to wildfires, and an overall decline in …

Competition Ahead for Insurers

U.S. property/casualty insurers have cause for celebration as carriers reported higher overall earnings and premium levels in the 2014 third quarter versus the same period a year ago. Yet, at the same time Moody’s Investors Service said in a new …

Agency E&O Culture

Now more than ever agents are stepping up to the plate to protect their business. The experts agree that today agencies are more aware and proactive about reducing errors and omissions (E&O) risk. “Agents have stepped up over the years …

Lack of Education

The biggest challenge in selling cyber insurance is educating businesses about the need for coverage but agents and insurers may be falling short in their role to deliver education when it comes to cyber coverages. A new survey of insurance …

10 Insurance Myths

Men may be more gullible when it comes to insurance myths than women but even women think a number of popular myths about insurance are true, according to a survey by online insurance seller insure.com. Insure.com said it recently surveyed …

Hands-Free Distraction

As the city in which I reside – Austin, Texas – gets ready for a new law to come into effect on Jan. 1, 2015, banning the use of hand-held cell phones while driving, I have been contemplating an investment …

Spouses and Success

How much do you credit your wife or husband with your work performance? Is it really the woman behind the man, or the man behind the woman, making the difference? According to new research from Washington University in St. Louis, …

Fighting Cybercrime

HSB, a specialty insurer that is part of Munich Re, along with Trail of Bits, a New York cybersecurity firm, recently presented a “Hacker Lab” to provide risk mitigation resources for small business owners. The event showed that cybercriminals view …

Young Male vs. Young Female

When it comes to car crashes there’s a link to one’s gender – at least if you’re young. Gender is often related to what type of severe or fatal crash a young male or young female driver will be involved …

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