Editor’s Note

Traffic Accident Deaths Still Up

Traffic accident deaths in the U.S. continue to rise, even while deaths related to distracted driving decline. The number of vehicle miles traveled on U.S. roads in 2016 increased by 2.2 percent, producing a fatality rate of 1.18 deaths per …

Rising Cost of Employee Benefits

It’s no secret that health insurance costs more and employers are planning for that trend to continue. Employers expect that their average cost per-employee for health benefits will rise by 4.3 percent in 2018, which is above the average increase …

Co-Worker Embezzlers

Nearly 25 percent of employee thefts involve large-scale losses of more than $1 million and 29 percent are carried out over five or more years. That’s according to a study on embezzlement by specialist insurer Hiscox. High-loss cases often result …

Harvey Hits Home

As a native Texan, my heart hurts for the thousands of people and business owners affected by Hurricane Harvey. Family, friends and business associates in the Lonestar State will be dealing with the aftermath for years to come. And so …

What About the Introverts?

In the world of sales and marketing, introverts are not usually the top performers. Introverts make up roughly one-third to one-half of the average company’s leadership and staff yet their contributions often go unnoticed in favor of easy-going extroverts. The …

Congratulations Top Agencies

This year marks the 13th annual publication of Insurance Journal’s Top 100 Agencies special report. This year’s Top 100 welcomes eight newcomers and returning agencies: Poms & Associates; Ascension Insurance Inc.; Shepherd Insurance; Baldwin Risk Partners; JGS Insurance; HomeServices Insurance; …

Marijuana Dispensaries and Crime

A new study published in the July issue of the Journal of Urban Economics finds that contrary to popular belief, medical marijuana dispensaries (MMDs) reduce crime in their immediate areas. In the study, “Going to pot? The impact of dispensary …

Many Homeowners Don’t Understand Deductibles

Almost five years after Superstorm Sandy, one third of homeowners in several coastal states are still unaware of hurricane deductibles and how they work, new insurance research has found. Not only did 33 percent of respondents say they had never …

Work Comp Income Benefits Fall Short

Adequacy of income benefits is one of the long-standing concerns about the performance of workers’ compensation systems. However, there is little known about whether income benefits (also called wage-loss or indemnity benefits) provide adequate financial support for injured workers. According …

Moral Character Is More Than Just Good Deeds

People may instinctively know right from wrong, but determining if someone has good moral character is not a black and white endeavor. According to new research by University of California Berkeley-Haas School of Business. Prof. Clayton Critcher, people evaluate others’ …

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