New Markets

The following markets were selected from the MyNewMarkets database of 25,000 coverages and programs. To find additional markets, or to submit markets, go to www.MyNewMarkets.com.

Pizza Delivery Program
Market Detail: IPC offers hired and non-owned auto coverage for food delivery operations. Coverage is excess of the drivers policy and defense is outside the limit. Program features low deductibles and low minimum premiums.
Available limits: $100,000 to $1 million.
Carriers: Various “A+” rated by A.M. Best. Nonadmitted.
States: All, except N.J.
Contact: Tammy Sunderland at 775-782-6655 or e-mail tammy@ipc-nv.com.

Small Fleet Product Delivery
Market Detail: RLI Insurance offers coverage for small trucking accounts with fleets of one to 19 units. Lines offered include auto liability, non-trucking liability (owner operator program), general liability, physical damage, trailer interchange, and following form excess liability. Two or more years of operations are required. Deductibles start at $2,500.
Available limits: $300,000 to $10 million.
Carriers: Various “A+” rated by A.M. Best. Admitted.
States: Ala., Ariz., Ark., Calif., Colo., Conn., Del., D.C., Fla., Ga., Idaho, Ill., Ind., Iowa, Kan., Ky., Maine, Md., Mich., Minn., Miss., Mo., Mont., Neb., Nev., N.H., N.J., N.M., N.Y., N.C., N.D., Ohio, Okla., Ore., Pa., R.I., S.C., S.D., Tenn., Texas, Utah, Vt., Va., Wash., W. Va., Wis., Wyo.
Contact: Dan Meyer at 404-443-1016 or e-mail dan_meyer@rlicorp.com.

Directors & Officers for Non-Profits
Market Detail: Victor O’Schinnerer & Co. Inc. offers directors and officers to non-profits. Clients with no claims within three years may now qualify for two year policies. Coverage includes employment practices liability, sexual harassment and discrimination liability (not applicable to golf clubs). Optional fiduciary coverage and defense outside the limits are available. Apply online and receive a 15 percent commission.
Available limits: $250,000 to $2 million.
Carriers: CNA, rated “A” by A.M. Best. Admitted.
States: All, except La., Maine and Vt.
Contact: Mary Jefferson at 301-951-9798 or e-mail mary.l.jefferson@schinnerer.com.

Animal Related Programs
Market Detail: Great American Insurance Co. offers property/casualty programs for animal related business classes to include: animal refuge, humane societies, nature centers, shelters, societies for prevention of cruelty to animals (SPCAs), wildlife preservations and zoos.
Available limits: Various.
Carriers: Great American Insurance Co., rated “A” by A.M. Best. Admitted.
States: Ala., Alaska, Ariz., Ark., Calif., Colo., Conn., Del., D.C., Ga., Idaho, Ill., Ind., Iowa, Kan., Ky., Maine, Md., Mass., Mich., Minn., Miss., Mo., Mont., Neb., Nev., N.H., N.J., N.M., N.Y., N.C., N.D., Ohio, Ore., Pa., R.I., S.C., S.D., Tenn., Utah, Vt., Va., Wash., W.Va., Wis., Wyo.
Contact: Rick Hasselbeck at 513-287-8112 or e-mail rhasselbeck@gaic.com.

Temp Staffing Workers’ Comp Program
Market Detail: PMC, in partnership with RCS Services Inc. (the endorsed loss control firm of the American Staffing Association) can now offer workers’ compensation and loss control services to temporary staffing companies. Target firms include: executive placement, permanent placement, professional, clerical, hospitality, manufacturing, health care and light industrial. (PEOs are not eligible). Minimum premium is $75,000.
Available limits: Statutory.
Carriers: AIG, rated “A+” by A.M. Best. Admitted.
States: Ala., Alaska, Ariz., Ark., Calif., Colo., Conn., Del., D.C., Fla., Ga., Hawaii, Idaho, Ill., Ind., Iowa, Kan., Ky., La., Maine, Md., Mass., Mich., Minn., Miss., Mo., Mont., Neb., Nev., N.H., N.M., N.Y., N.C., Okla., Ore., Pa., R.I., S.C., S.D., Tenn., Texas, Utah, Vt., Va., Wis.
Contact: David Malloy at 781-449-7744 or e-mail info@pmcinsurance.com.

Auto Dealers Program
Market Detail: Bisys Commercial Insurance offers a multi-line property/casualty program for small to medium (typically $25,000 or smaller), primarily rural and suburban, auto or truck dealerships. The program offers auto liability and physical damage, garage liability, garage keepers legal liability, general liability, property, dealers open lot, inland marine and various ancillary coverages required for dealers.
Available limits: Various.
Carriers: Various “A+” rated by A.M. Best. Admitted.
States: Ariz., Ark., Calif., Del., D.C., Fla., Ga., Idaho, Ill., Ind., Iowa, Kan., La., Md., Mich., Miss., Mo., Mont., Neb., Nev., N.J., N.M., N.Y., N.C., Ohio, Okla., Ore., Pa., S.C., Tenn., Texas, Utah, Va., W. Va., Wis., Wyo.
Contact: Marketing department at 877-247-9772 or e-mail bspmarketing@bisys.com.

Regulatory Business Shutdown Expense
Market Detail: Travis-Pedersen and Associates of Arizona can access a time element program that provides up to $50,000 per day coverage for business interruption or interference resulting from a business closure ordered by a regulatory body. Specific perils include: disease, water-borne illness, food-borne illness, infestation, fungus, workplace violence, or terrorism. There is a legal expense sublimit for the cost of contesting a regulatory shutdown. Some sample classes of business include restaurants, food supplies/vendors, schools, hotels, and most other for-profit businesses.
Available limits: Up to $1 million.
Carriers: Various “A” rated A.M. Best. Nonadmitted.
States: All, except Del., N.H. and R.I.
Contact: Matt Gervin at 480-281-3850 or e-mail mattg@travped.com.

Alternative Risk Casualty Program
Market Detail: Artex Risk Solutions offers Premier Comp Plus, a loss-sensitive workers’ compensation, general liability, and auto liability program designed for middle market companies. The programs are non-assessable and are available in all states. Premiums are based on individual loss history; and underwriting profit is returned to the insured. This program is intended for insureds who desire to explore an alternative risk transfer program, and have solid financial performance. Minimum premium to be considered is $150,000.
Available limits: Various.
Carriers: Arch. Admitted.
States: All.
Contact: Eric Zabinski at 630-694-5457 or e-mail eric_zabinski@artexrisk.com.

TValet Parking
Market Detail: Crump Insurance Services Inc. has partnered Parking Alliance Risk Control (PARC) to offer a special form for the unique liability exposures faced by parking entities. Eligible classes include: park and fly operations; restaurant valet; hotel valet; special event valet operators; and self parking operations. Includes coverage for owned automobiles used as shuttles; and hired /non-owned auto.
Available limits: General liability, $1 million/$2 million; garage keepers liability, up to $150,000 per vehicle, $1 million per location with a $5 million aggregate; and excess, up to $100 million.
Carriers: Various “A++” rated by A.M. Best. Admitted.
States: All.
Contact: Cathy Perry at 877-247-9772 or e-mail theone@crumpins.com.

Camp Accident & Liability Insurance
Market Detail: Francis L. Dean & Associates of Texas LLC offers program for sports and non-sports camps. Occurrence form includes coverage for claims made by athletic participants up to $1 million. Package includes a $10,000 accident medical expense. User friendly self rating system.
Available limits: $1 million to $5 million.
Carriers: Various “A+” rated by A.M. Best. Admitted.
States: All.
Contact: Tammy Westbrook at 800-375-0552 or e-mail trwestbrook@fdean.com.

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