A Philadelphia woman was arrested last Friday on allegations that immediately following a car accident and while still in an ambulance, she called her insurer to add comprehensive collision coverage to her insurance policy.
According to the criminal complaint, defendant Regina Whitehead — who did not have comprehensive or collision insurance for her vehicle — was involved in a four vehicle accident in October 2011.
The charges state that in an ambulance on the way to the hospital, Whitehead allegedly called her insurance company to add comprehensive, collision, and rental coverage to her auto policy for the vehicle that had just been involved in the accident.
Authorities said that following the accident, Whitehead allegedly reported a claim to her insurance company in an attempt to have damages to her vehicle paid and lied to the company about when the accident occurred, saying that it happened after she obtained the additional coverage to her policy.
Whitehead is charged with one count of insurance fraud and one count of criminal attempt to commit theft by deception.
She was preliminarily arraigned and released on $10,000 unsecured bail. A preliminary hearing is scheduled for later this month. A person charged with a crime is presumed innocent until proven guilty.