The last paragraph is a joke. Hey everyone, if you can’t get insurance, no problem. Those incredible taxpayers will pick up yet another sad-sack group. Power to Hillary. Gee, will there be enough Peters’ to pay all the future Pauls’?
How does the industry let itself get swept away like this? Global warming (whether or not it exists) is what it is. Just write the coverage, charge more if there is a bigger hazard and shut up. This crap has got to stop about the warming issue. Just live your life for God’s sake and shut up! Driving a hybrid isn’t going to change anything except make you pay more for a car and whining about the insurance hazards is just going to attract the socialists and nanny staters into the mix with special government programs.
What a bunch of crap. That article should have a barf alert on the top. Maybe I can blame the 5 pounds I gained this last year on global warming too!. This whole thing is being played out to just get more of our hard earned money. They want a “global carbon tax”. And who owns the biggest company to buy carbon offsets? None other than Algore himself.
Right on KEC. Record profits the past two years and on course for another record this year. What a sham to keep crying poverty and the “sky is falling, the sky is falling” as insurers keep raking it in to the point where they just can’t stuff another Billion dollars of profit down their throats at the cash trough.
If you think it’s a no-brainer that humans are causing catastrophic global warming, here’s your opportunity to earn an easy US $125,000.00!
That’s right, the prize money has increased as we at http://www.junkscience.com seek warming advocates’ price threshold!
My take on the article was NOT that the study was by an insurance group, but that the study was published by an environmental wacko group using scare tactics regarding alleged global warming.
Isn’t it all you global warming whackos telling everyone how we’re going to cause more catastrophes with all our greenhouse gasses? Shouldn’t insurers charge more to cover all those coming catastrophes? If you would just pipe down and stop trying to make everyone hysterical, maybe insurance would be more available and affordable.
please don’t waste your space and my time by quoting from an environmental advocacy group. The name along means wacko group that has nothing but dire predications regarding mankind and what mankind does. I’m sick of people excepting what they say without question. What’s new the climate is, has, and will always change, and there’ not one thing mankind can do about those changes. Let’s not chase ghost.
Where were you two when the industry and POLICYHOLDERS had record losses for many years running? You obviously know nothing about business if you think that profits are bad – companies who don’t enjoy profits are called bankrupt. And once again for those new to insurance like you two – in most states the insurance commissioner sets the rate to make sure its not too high OR TOO LOW STUPIDS!!! I love this next question “How could it be too low Gill Fin?”. When its too low private insurers leave and the government gets stuck providing insurance. The same pickle Florida now finds itself in. But you two should really just buy it from the government, really! Thats best for you.
Dopes in denial. So the entire insurance industry is so stupid that it is stampeded by environmental advocacy groups. Nonsense. For your information, I cannot obtain insurance for my house on Cape Cod at any price in the private market place, so I have Fair Plan coverage with a high wind deductible at twice the price I used to pay in the private market. I know–all the insurers are just stupid and it is all Al Gore’s fault. Keep believing that.
Duh, yeah! High wind and floods. Might that have something to do with coastal storms, or does the tooth fairy just bring them. As to over building, if you knew anything about the Cape you would know that a very large percentage of the outer Cape towns are in the Cape Cod National Sea Shore, from which new bulding has been almost completely eliminated since 1961. Obvously, if you knew anything about insurance underwriting and CAT modeling you would know that insurance companies have made the rational decision that it is not worth the risk any more in writing in CAT exposed coastal areas such as the Cape, as well as the other CAT exposed areas on the East Coast, even though that business was highly profitable in the past except for the increasingly frequent CAT losses. And what is causing the increasing frequency of CAT losses. Almost every reputable climate scientist has concluded that global warming is a big factor. There are a few maverics, but they are becoming fewer and fewer. Even the WSJ, hardly known as a left-wing paper, has reported on the growing consensus of scientific opinion. It might make you feel better to rant about Al Gore and the environmental loonies, but when the next big storm hits, I hope you don’t have a house in an exposed area.
So what are you saying Steve? That you are happy with Fair or not happy with Fair? If any private insurers could get rate adequate and your commissioner approved their rate filing, you would have that choice. If the commissioner won’t approve their rate filing you have to use Fair and pass on the expense above and beyond what you pay to your fellow citizens who don’t live on the coast. Which do you want?
The problem isn’t as much global warming as it is increased building in flood and wind prone areas. I know a little about this, being from New Orleans.
But I am so glad to have you and your lovely personality online to provide your infinite wisdom. Now go kiss yourself in the mirror.
I have this great piece of property, but I can’t get any insurance and I don’t understand why.
1) The weather is always perfect, never any hurricanes, floods or earthquakes.
2) The house is made of brick, so it will never catch fire.
3) The winds are always calm.
4) There isn’t any crime…ever.
5) No one ever visits me, so I’ll never have any visitors making liability claims.
The only problem is I built the home on the railroad tracks. But don’t worry, I built it ten years ago and there hasn’t been one yet, however, I know there is another train coming, I just don’t know when.
Dear ad/vlad, I am glad to get such a substantive answer from such a knowledgeable and intelligent person, especially someone who claims to come from New Orleans. Since I am so busy kissing my mirror, this will be my sign off. Have a good life.
“Almost every reputable climate scientist has concluded that global warming is a big factor. There are a few maverics (sic), but they are becoming fewer and fewer.”
There’s one problem with the above; science & truth are not determined by “consensus” or popularity. They are determined by what actually is. Did you know that at one time the sun rotated around the earth? It’s true. Why? Because at one time the “consensus” of “scientists” agreed that that was so. But then there was someone who came along and committed the ultimate sin among the masses: observing for himself and thinking independently (anyone who does this can tell you it’s the fastest way to “get into trouble” among “respectable society” and possibly even get yourself killed).
Dear Mr. Bear, yes I know, all the scientists are wrong and you know better. We have not come any further than the middle ages. It is all monkey see, monkey do. By the way, sorry for the typo and thank you for your excellent correction. And I wish a good life for you also, Mr. Bear. Did you consider hybernation for all futute CATs?
What I love about the Gorebal warmers is that so far, their concerns have not translated into action. As is the American way, they want others to make changes but refuse to make any changes themselves. So the tree huggers here still fly, drive cars and refuse to manage forests to avoid very predictable forest fires. Between Washington, Idaho and Montana we lost 1 million acres of forest. Absent land management thats what happens after 50 years. Maybe the most effective way to slow co2 emmissions may be to once again manage forests, but the hand wringing greens want us all to walk instead.
Did you see during the Sunday night NFL game that they were lighting their studio with cancles, then they showed an empty skyscraper that was all lit up in green to show solidarity with the communists – er, envirowackos.
I have the perfect solution to global warming. If only every politician and bureaucrat would not open their mouths anymore, the quantity of hot air that wouldn’t be released into the atmosphere would be staggering. But we must do our parts; stop listening to government crooks and maybe they’ll stop talking; as an added benefit, the number of people dying from boredom listening to those clowns would fall drastically.
It’s one thing to report the news, it is another thing to push an agenda and gives one side of the story. Have you heard of anyone in this industry be worried about global warming besides the IJ? This publication has an agenda and it is not the agenda of the industry, it’s an agenda to fullfil their own politics. Advertisers who agree that this is an agenda should stop advertising. Give it a few hours and this post will be removed.
Hey HD, I know where you are coming from. I had a post that only stayed on about 30 seconds before they pulled it. No cussing, no bigotry in it at all. Just was my take on the whole Gorebull warming scam on how they want a worldwide tax and Gore has much to gain with his Carbon Offset company. I bet this one won’t stay on long either, so read fast. So much for free speech.
There is no more conversation about whether or not its happening or the cause – that’s so yesterday!!! My liberal friends are so exasperated that I still have questions that they will barely speak to me. The hollywoods gave him an award for what I thought was cartoonish, they thought was documentary.
He got the Noble peace prize the day after the BBC revealed he exagerrated most of the talking points in his docudrama (my favorite is still Towering inferno but inconvenient half-truth is a close second). Follow the money, my jaded associates. For certain success, when Al buys, buy. When he sells, sell.
The greatest liklihood of raising sea levels is if Al falls out of his private jet into the ocean.
However paranoid Hawaii Duke might be, I doubt the IJ would waste their time removing his ignorant comment. Plus even he’s entitled to his opinions.
However, maybe he should take some time to consider that the IJ publishes news that concerns the P/C insurance industry, which certainly includes global warming.
As far as the sources for that information are concerned, they include all of the United Nations/IPCC bulletins, and those of leading insurers, reinsurers and brokers. Hey, Duke take a look at the following web sites: Swiss Re, Munich Re, Allianz, AIG, Lloyd’s, Marsh, Aon,Willis and Benfield for openers. They’ve done a lot of research on the subject and have tried to alert the public in general and the insurance community in particular to the potential impact of changing climatic conditions.
You might also take a look at the numerous U.S. government projects that are examining the same phenomenon – NASA, the U.S. Climate Change Science Program (CCSP),The National Oceanic and Atmospheric Administration, the National Snow and Ice Data Center(NSIDC) and a number of others.
To make it easy for you Duke, why not just type in “climate change” on the IJ web site. It’s all there, if you want to look at it, but then that’s the question, isn’t it.
“To make it easy for you Duke, why not just type in “climate change” on the IJ web site. It’s all there, if you want to look at it, but then that’s the question, isn’t it.”
Brilliant! If you think IJ is biased, why, just read all they’re posted on the topic to be convinved that they aren’t!
A. Dr. Hanson at NASA, the chief warming alarmist, has taken $700,000 from George Soros fronts to promote his climate alarmism.
B. The UN is a bunch of communist and Muslim thugs whose scientific publications serve only to retard capitalism and limit individual freedom. C.Insurers and reinsurers on the warming bandwagon can’t lose by pushing the alarm button, since if they can convince their policy holders that there is good reason to raise their rates, THEY MAKE MORE MONEY.
It’s all about taxes, people, and taking what liberties we have left away forever. Just listen to the Democrats carefully. They can’t spew a position or plan without going into our wallets. Unless many wise-up, we are going to lose our country and way of life. Just ask yourselves: Where has socialism worked?
A fee of $15 is required for each entry submitted. There will be no refunds of entry fees
JunkScience.com, in its sole discretion, will determine the winner, if any, from UGWC entries. All determinations made by JunkScience.com are final.
The winner, if any, will receive $125,000 in a single, lump sum payment. JunkScience.com does not promise or guarantee that the UGWC will have any winner.
They gotta have rules, and these are oretty standard. Who should determine who the winner is? It’s the9ir money,after all, they should be able to judge their own contest.
Of course, you ahve submitted your entry, right? Right?
Reaper, you are right on the money, this is all about a political agenda, not reality. Is anyone feeling warm this year from the weather? Hell no! That is why they changed it to climate change because they realized the weather is making a u-turn (yes it was warming for a while as a very slight pace, but change trends have been going on forever). The played this game when they created the ice age panic! They did it again with the Ozone hole! There were a few other silly theories they came up with. What we are really getting is an IJ editor who spouse is a environwaco and lives in San Francisco! The IJ has been a great publication over the years, but has ceded itself to the San Francisco and Berkeley crowd, what real winners!
Another governmental ruse. Now AlGore is in the insurance business (wow first the internet, then the enviroment, now insurance). The climate change is a cycle change, but now put a “Global Warming” label on it and we must panic. Coastal regions beware, southern regions beware, polar bears beware. How about just Consumers beware, government will now pass another useless reactionary costly policy!
Probably next year there won’t be fire coverage for homeowners in Southern California. What next……Just hope Guilianni doesn’t get elected!!
The last paragraph is a joke. Hey everyone, if you can’t get insurance, no problem. Those incredible taxpayers will pick up yet another sad-sack group. Power to Hillary. Gee, will there be enough Peters’ to pay all the future Pauls’?
How does the industry let itself get swept away like this? Global warming (whether or not it exists) is what it is. Just write the coverage, charge more if there is a bigger hazard and shut up. This crap has got to stop about the warming issue. Just live your life for God’s sake and shut up! Driving a hybrid isn’t going to change anything except make you pay more for a car and whining about the insurance hazards is just going to attract the socialists and nanny staters into the mix with special government programs.
Wasn’t 2005 & 2006 record profit years for the same insurers that do not want to cover the risk any longer ??
If we would all just ride our bikes to work and the cows would quit farting none of this would be happening!
What a bunch of crap. That article should have a barf alert on the top. Maybe I can blame the 5 pounds I gained this last year on global warming too!. This whole thing is being played out to just get more of our hard earned money. They want a “global carbon tax”. And who owns the biggest company to buy carbon offsets? None other than Algore himself.
Right on KEC. Record profits the past two years and on course for another record this year. What a sham to keep crying poverty and the “sky is falling, the sky is falling” as insurers keep raking it in to the point where they just can’t stuff another Billion dollars of profit down their throats at the cash trough.
http://www.junkscience.com
If you think it’s a no-brainer that humans are causing catastrophic global warming, here’s your opportunity to earn an easy US $125,000.00!
That’s right, the prize money has increased as we at http://www.junkscience.com seek warming advocates’ price threshold!
The prize has gone unclaimed for 91 days!
http://www.junkscience.com
My take on the article was NOT that the study was by an insurance group, but that the study was published by an environmental wacko group using scare tactics regarding alleged global warming.
Isn’t it all you global warming whackos telling everyone how we’re going to cause more catastrophes with all our greenhouse gasses? Shouldn’t insurers charge more to cover all those coming catastrophes? If you would just pipe down and stop trying to make everyone hysterical, maybe insurance would be more available and affordable.
please don’t waste your space and my time by quoting from an environmental advocacy group. The name along means wacko group that has nothing but dire predications regarding mankind and what mankind does. I’m sick of people excepting what they say without question. What’s new the climate is, has, and will always change, and there’ not one thing mankind can do about those changes. Let’s not chase ghost.
Where were you two when the industry and POLICYHOLDERS had record losses for many years running? You obviously know nothing about business if you think that profits are bad – companies who don’t enjoy profits are called bankrupt. And once again for those new to insurance like you two – in most states the insurance commissioner sets the rate to make sure its not too high OR TOO LOW STUPIDS!!! I love this next question “How could it be too low Gill Fin?”. When its too low private insurers leave and the government gets stuck providing insurance. The same pickle Florida now finds itself in. But you two should really just buy it from the government, really! Thats best for you.
Dopes in denial. So the entire insurance industry is so stupid that it is stampeded by environmental advocacy groups. Nonsense. For your information, I cannot obtain insurance for my house on Cape Cod at any price in the private market place, so I have Fair Plan coverage with a high wind deductible at twice the price I used to pay in the private market. I know–all the insurers are just stupid and it is all Al Gore’s fault. Keep believing that.
Steve,
So it has nothing to do with increased building in high wind, high flood vulnerable areas, as is Cape Cod?
Duh, yeah! High wind and floods. Might that have something to do with coastal storms, or does the tooth fairy just bring them. As to over building, if you knew anything about the Cape you would know that a very large percentage of the outer Cape towns are in the Cape Cod National Sea Shore, from which new bulding has been almost completely eliminated since 1961. Obvously, if you knew anything about insurance underwriting and CAT modeling you would know that insurance companies have made the rational decision that it is not worth the risk any more in writing in CAT exposed coastal areas such as the Cape, as well as the other CAT exposed areas on the East Coast, even though that business was highly profitable in the past except for the increasingly frequent CAT losses. And what is causing the increasing frequency of CAT losses. Almost every reputable climate scientist has concluded that global warming is a big factor. There are a few maverics, but they are becoming fewer and fewer. Even the WSJ, hardly known as a left-wing paper, has reported on the growing consensus of scientific opinion. It might make you feel better to rant about Al Gore and the environmental loonies, but when the next big storm hits, I hope you don’t have a house in an exposed area.
So what are you saying Steve? That you are happy with Fair or not happy with Fair? If any private insurers could get rate adequate and your commissioner approved their rate filing, you would have that choice. If the commissioner won’t approve their rate filing you have to use Fair and pass on the expense above and beyond what you pay to your fellow citizens who don’t live on the coast. Which do you want?
Steve, you are a condescending dolt.
The problem isn’t as much global warming as it is increased building in flood and wind prone areas. I know a little about this, being from New Orleans.
But I am so glad to have you and your lovely personality online to provide your infinite wisdom. Now go kiss yourself in the mirror.
I have this great piece of property, but I can’t get any insurance and I don’t understand why.
1) The weather is always perfect, never any hurricanes, floods or earthquakes.
2) The house is made of brick, so it will never catch fire.
3) The winds are always calm.
4) There isn’t any crime…ever.
5) No one ever visits me, so I’ll never have any visitors making liability claims.
The only problem is I built the home on the railroad tracks. But don’t worry, I built it ten years ago and there hasn’t been one yet, however, I know there is another train coming, I just don’t know when.
Dear ad/vlad, I am glad to get such a substantive answer from such a knowledgeable and intelligent person, especially someone who claims to come from New Orleans. Since I am so busy kissing my mirror, this will be my sign off. Have a good life.
“Almost every reputable climate scientist has concluded that global warming is a big factor. There are a few maverics (sic), but they are becoming fewer and fewer.”
There’s one problem with the above; science & truth are not determined by “consensus” or popularity. They are determined by what actually is. Did you know that at one time the sun rotated around the earth? It’s true. Why? Because at one time the “consensus” of “scientists” agreed that that was so. But then there was someone who came along and committed the ultimate sin among the masses: observing for himself and thinking independently (anyone who does this can tell you it’s the fastest way to “get into trouble” among “respectable society” and possibly even get yourself killed).
Dear Mr. Bear, yes I know, all the scientists are wrong and you know better. We have not come any further than the middle ages. It is all monkey see, monkey do. By the way, sorry for the typo and thank you for your excellent correction. And I wish a good life for you also, Mr. Bear. Did you consider hybernation for all futute CATs?
What I love about the Gorebal warmers is that so far, their concerns have not translated into action. As is the American way, they want others to make changes but refuse to make any changes themselves. So the tree huggers here still fly, drive cars and refuse to manage forests to avoid very predictable forest fires. Between Washington, Idaho and Montana we lost 1 million acres of forest. Absent land management thats what happens after 50 years. Maybe the most effective way to slow co2 emmissions may be to once again manage forests, but the hand wringing greens want us all to walk instead.
What’s Guiliani got to do with fires in CA?
Did you see during the Sunday night NFL game that they were lighting their studio with cancles, then they showed an empty skyscraper that was all lit up in green to show solidarity with the communists – er, envirowackos.
I have the perfect solution to global warming. If only every politician and bureaucrat would not open their mouths anymore, the quantity of hot air that wouldn’t be released into the atmosphere would be staggering. But we must do our parts; stop listening to government crooks and maybe they’ll stop talking; as an added benefit, the number of people dying from boredom listening to those clowns would fall drastically.
It’s one thing to report the news, it is another thing to push an agenda and gives one side of the story. Have you heard of anyone in this industry be worried about global warming besides the IJ? This publication has an agenda and it is not the agenda of the industry, it’s an agenda to fullfil their own politics. Advertisers who agree that this is an agenda should stop advertising. Give it a few hours and this post will be removed.
Hey HD, I know where you are coming from. I had a post that only stayed on about 30 seconds before they pulled it. No cussing, no bigotry in it at all. Just was my take on the whole Gorebull warming scam on how they want a worldwide tax and Gore has much to gain with his Carbon Offset company. I bet this one won’t stay on long either, so read fast. So much for free speech.
There is no more conversation about whether or not its happening or the cause – that’s so yesterday!!! My liberal friends are so exasperated that I still have questions that they will barely speak to me. The hollywoods gave him an award for what I thought was cartoonish, they thought was documentary.
He got the Noble peace prize the day after the BBC revealed he exagerrated most of the talking points in his docudrama (my favorite is still Towering inferno but inconvenient half-truth is a close second). Follow the money, my jaded associates. For certain success, when Al buys, buy. When he sells, sell.
The greatest liklihood of raising sea levels is if Al falls out of his private jet into the ocean.
However paranoid Hawaii Duke might be, I doubt the IJ would waste their time removing his ignorant comment. Plus even he’s entitled to his opinions.
However, maybe he should take some time to consider that the IJ publishes news that concerns the P/C insurance industry, which certainly includes global warming.
As far as the sources for that information are concerned, they include all of the United Nations/IPCC bulletins, and those of leading insurers, reinsurers and brokers. Hey, Duke take a look at the following web sites: Swiss Re, Munich Re, Allianz, AIG, Lloyd’s, Marsh, Aon,Willis and Benfield for openers. They’ve done a lot of research on the subject and have tried to alert the public in general and the insurance community in particular to the potential impact of changing climatic conditions.
You might also take a look at the numerous U.S. government projects that are examining the same phenomenon – NASA, the U.S. Climate Change Science Program (CCSP),The National Oceanic and Atmospheric Administration, the National Snow and Ice Data Center(NSIDC) and a number of others.
To make it easy for you Duke, why not just type in “climate change” on the IJ web site. It’s all there, if you want to look at it, but then that’s the question, isn’t it.
“To make it easy for you Duke, why not just type in “climate change” on the IJ web site. It’s all there, if you want to look at it, but then that’s the question, isn’t it.”
Brilliant! If you think IJ is biased, why, just read all they’re posted on the topic to be convinved that they aren’t!
A. Dr. Hanson at NASA, the chief warming alarmist, has taken $700,000 from George Soros fronts to promote his climate alarmism.
B. The UN is a bunch of communist and Muslim thugs whose scientific publications serve only to retard capitalism and limit individual freedom. C.Insurers and reinsurers on the warming bandwagon can’t lose by pushing the alarm button, since if they can convince their policy holders that there is good reason to raise their rates, THEY MAKE MORE MONEY.
You can go back to sleep now.
It’s all about taxes, people, and taking what liberties we have left away forever. Just listen to the Democrats carefully. They can’t spew a position or plan without going into our wallets. Unless many wise-up, we are going to lose our country and way of life. Just ask yourselves: Where has socialism worked?
A fee of $15 is required for each entry submitted. There will be no refunds of entry fees
JunkScience.com, in its sole discretion, will determine the winner, if any, from UGWC entries. All determinations made by JunkScience.com are final.
The winner, if any, will receive $125,000 in a single, lump sum payment. JunkScience.com does not promise or guarantee that the UGWC will have any winner.
They gotta have rules, and these are oretty standard. Who should determine who the winner is? It’s the9ir money,after all, they should be able to judge their own contest.
Of course, you ahve submitted your entry, right? Right?
Reaper, you are right on the money, this is all about a political agenda, not reality. Is anyone feeling warm this year from the weather? Hell no! That is why they changed it to climate change because they realized the weather is making a u-turn (yes it was warming for a while as a very slight pace, but change trends have been going on forever). The played this game when they created the ice age panic! They did it again with the Ozone hole! There were a few other silly theories they came up with. What we are really getting is an IJ editor who spouse is a environwaco and lives in San Francisco! The IJ has been a great publication over the years, but has ceded itself to the San Francisco and Berkeley crowd, what real winners!
Another governmental ruse. Now AlGore is in the insurance business (wow first the internet, then the enviroment, now insurance). The climate change is a cycle change, but now put a “Global Warming” label on it and we must panic. Coastal regions beware, southern regions beware, polar bears beware. How about just Consumers beware, government will now pass another useless reactionary costly policy!