Texas Insurance Regulators Remind Roofers, Adjusters: You Can’t Do Both

June 3, 2014

The Texas Department of Insurance (TDI) has issued a bulletin to insurance companies, insurance adjusters and roofers, reminding them that a roofing contractor who is also an insurance adjuster cannot perform both duties on the same property.

House Bill (HB) 1183, enacted by the 83rd Texas Legislature and effective on Sept. 1, 2013, established prohibited conduct of insurance adjusters, public insurance adjusters and roofing contractors under the Insurance Code.

“Recent legislation protects consumers from a clear conflict of interest. A licensed adjuster cannot serve as both the adjuster and roofing contractor on the same project and vice versa,” said Commissioner of Insurance Julia Rathgeber. “Our goal in issuing this bulletin is to educate both the industry and consumers and ensure compliance with the law.”

The law prohibits licensed adjusters from adjusting a loss related to a roofing claim if the adjuster is a roofing contractor, involved in providing roofing services, or is a controlling person in a roofing-related business.

Likewise, roofing contractors are prohibited from acting as insurance adjusters or advertising to adjust claims for any property for which the contractor may provide roofing services, regardless of whether the contractor holds an adjuster license.

Source: TDI

Latest Comments

  • September 29, 2014 at 4:39 pm
    Agent says:
    The mold crisis didn't just happen on the Gulf Coast. It was state wide. One of our carriers said their worst mold claims happened in Amarillo. People use water coolers out... read more
  • September 19, 2014 at 8:58 pm
    Ron Dickerson says:
    Back in the early 2000's when the mold "crisis" hit on the Texas Gulf coast all the major carriers ran to Austin along with their lobbyists' checkbooks and "persuaded" the leg... read more
  • June 4, 2014 at 10:28 pm
    okt0ber says:
    Yes, huh, that's correct. The problem is people are failing to replace their roofs at the end of their useful life, and rather just waiting on hail to damage it (which happens... read more
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