Texas Insurance Regulators Remind Roofers, Adjusters: You Can’t Do Both

June 3, 2014

The Texas Department of Insurance (TDI) has issued a bulletin to insurance companies, insurance adjusters and roofers, reminding them that a roofing contractor who is also an insurance adjuster cannot perform both duties on the same property.

House Bill (HB) 1183, enacted by the 83rd Texas Legislature and effective on Sept. 1, 2013, established prohibited conduct of insurance adjusters, public insurance adjusters and roofing contractors under the Insurance Code.

“Recent legislation protects consumers from a clear conflict of interest. A licensed adjuster cannot serve as both the adjuster and roofing contractor on the same project and vice versa,” said Commissioner of Insurance Julia Rathgeber. “Our goal in issuing this bulletin is to educate both the industry and consumers and ensure compliance with the law.”

The law prohibits licensed adjusters from adjusting a loss related to a roofing claim if the adjuster is a roofing contractor, involved in providing roofing services, or is a controlling person in a roofing-related business.

Likewise, roofing contractors are prohibited from acting as insurance adjusters or advertising to adjust claims for any property for which the contractor may provide roofing services, regardless of whether the contractor holds an adjuster license.

Source: TDI

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Latest Comments

  • June 4, 2014 at 10:28 pm
    okt0ber says:
    Yes, huh, that's correct. The problem is people are failing to replace their roofs at the end of their useful life, and rather just waiting on hail to damage it (which happens... read more
  • June 4, 2014 at 3:41 pm
    Huh! says:
    If I have a home that is older than 15 years, should I also have "more skin in the game" if I suffer a non-roof loss? I thought the whole idea of carrying Replacement Cost co... read more
  • June 4, 2014 at 2:23 pm
    Agent says:
    Unethical roofers abound and they show up after every wind/hail storm. Many say they will take care of the deductible if they get the job. There is a movement among carriers... read more
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