Allstate Drops Mobile-Home Coverage along South Carolina Coast

February 22, 2010

An Allstate spokesman says the company will no longer insure mobile homes along the South Carolina coast.

Shane Robinson told The Sun News of Myrtle Beach for a story Saturday that about 2,400 existing customer policies in Beaufort, Berkeley, Charleston, Colleton, Dorchester, Georgetown, Horry and Jasper counties won’t be renewed.

Those areas are most likely to get high winds from hurricanes and Robinson says mobile homes tend to have more damage in a storm than other structures. Robinson said American Modern Insurance Group likely will offer coverage to many of the mobile home customers.

South Carolina Insurance Department spokeswoman Ann Roberson said recent laws have been passed to encourage insurers to offer affordable coverage especially along the coast.

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Latest Comments

  • July 13, 2012 at 11:21 am
    Sherinae says:
    You should check out Florida. Mobile home parks are very common on the coast. They are designated as Zone 3 and above in structural integrity. They have to meet these certain ... read more
  • February 22, 2010 at 11:48 am
    djones says:
    They allow mobilehomes in an area prone to high winds & hurricanes? And, people are stupid enough to want to live in them? Insurance should not be available, period.
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